In 2026, the conventional loan limit for Rocky-Point, located within Suffolk County, NY, is defined as $970,800, whereas for a single-family home, the FHA limit is $970,800.
Take advantage of the Lendersa® Conventional loan calculator to gauge and compare today's top rates across Conventional, FHA, and USDA. It helps identify the income, credit scores, reserves, and documentation needed for qualification. This sophisticated mortgage calculator features Conforming Conventional, USDA, FHA, and VA loans side by side to help you choose the ideal program in NY for your unique financial situation.
Review offers from a network of 100 lenders
| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
Applicable to these zip codes: 11764
Lendersa® is committed to delivering the most suitable Conventional, USDA, or FHA loans quickly and efficiently, without hassle. Begin with any of the three methods to connect with compatible lenders and loan programs.
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
