Explore the differences! FHA VS Conventional loan programs in Sound-Beach, Suffolk County, New York
In the current year of 2025, the conventional loan limit available in Sound-Beach, which falls within the county of Suffolk in the state of NY, is established at $970,800. In contrast, for a single-family residence, the FHA limit is set at $970,800. These limits determine the maximum amount that can be borrowed under each respective program in the designated region, which is significant for borrowers considering different financing options.
Using the Lendersa® Conventional loan calculator enables you to evaluate and contrast today's most competitive rates among Conventional, FHA, and USDA loan products. This tool aids in determining the necessary income, credit rating, financial reserves, and required documentation needed for loan qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA offerings, FHA, and VA loans, making the decision-making process easier when selecting the most appropriate program in NY that aligns with your unique financial conditions and objectives.
Overview of 2025 Loan Limits and Down Payment Requirements in Sound-Beach, encompassing the county of Suffolk, NY
Loan Category
Maximum Loan Limit
Required Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This detailed comparison table applies specifically to these zip code areas: 11789
Available Conventional and FHA Loan Opportunities in Sound-Beach, located in NY
The primary mission of Lendersa® is to facilitate the process of finding the best Conventional, USDA, or FHA loans efficiently and effortlessly. Choose one of our three distinct starting points to connect with suitable lenders and loan programs meticulously matched to your preferences and financial goals.
607 Foothill Blvd #494, La Canada Flintridge, CA, 91011
Hello. My name is David Kutner and I am licensed both in California and nationally as a mortgage professional. When you are my client I find great loan program for your particular situation among the many lenders that are available. You will get very personal, friendly service from start to finish, and even after the transaction is completed.
HomeLoan123.com, in 1994 to expand our services via the Internet and provide online mortgage services. Our goal has always been to provide the best available mortgage products and to make the mortgage process a positive and pleasant experience for you. Over the Internet, telephone or in person, we are here to serve you.
13300 Crossroads Parkway N, Suite 150, City Of Industry, CA, 91746
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
13191 Crossroads Parkway North, Suite 175, La Puente, CA, 91746
Right Start Mortgage, Inc., founded in 1989, is a full service mortgage banking firm specializing in Conventional, VA, and FHA residential mortgages. As a Fannie Mae direct lender and approved Ginnie Mae Seller/Servicer we offer the most competitive interest rates on the market today for all of your mortgage needs
4141 Inland Empire Blvd. Suite 160, Ontario, CA, 91746
Pacific lending mortgage lender with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Since 1956, El Monte Community Credit Union has had a long-standing history of helping members reach their financial dreams. We were originally chartered by a group of city employees as El Monte City Employees Credit Union. Our first office was a city workers garage. If you needed a loan back in those days your name was put on a loan wait list.
Founded in 2007, American Plus Bank, N.A. is an independent, customer oriented community bank headquartered in Arcadia, California, providing financial solutions to the individual and business communities in San Gabriel Valley and surrounding areas in Los Angeles County. Our customer service team consists of experienced.
Maple Financial has a wide range of Mortgage Products for your home purchase or refinance, and we specialize in customizing the perfect loan for your specific needs Our mission is to work alongside our clients to help them reach their goals. That includes understanding exactly what they want and customizing a loan product and long term.
77 West Las Tunas Drive, Suite 204, Arcadia, CA, 91007
IBIS Financial Corporation has served all residential and commercial clients in California, finding the best business loans, home loans, hard loans, and construction loans available. Our experienced staff is professionally motivated to help you find the right loan to buy their ideal house or business investment assets as soon as possible.
