FHA VS Conventional loan in Sound-Beach, Suffolk County, New York
In the current year of 2025, the conventional loan limit available in Sound-Beach, which falls within the county of Suffolk in the state of NY, is established at $970,800. In contrast, for a single-family residence, the FHA limit is set at $970,800. These limits determine the maximum amount that can be borrowed under each respective program in the designated region, which is significant for borrowers considering different financing options.
Using the Lendersa® Conventional loan calculator enables you to evaluate and contrast today's most competitive rates among Conventional, FHA, and USDA loan products. This tool aids in determining the necessary income, credit rating, financial reserves, and required documentation needed for loan qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA offerings, FHA, and VA loans, making the decision-making process easier when selecting the most appropriate program in NY that aligns with your unique financial conditions and objectives.
Overview of 2025 Loan Limits and Down Payment Requirements in Sound-Beach, encompassing the county of Suffolk, NY
Loan Category
Maximum Loan Limit
Required Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This detailed comparison table applies specifically to these zip code areas: 11789
Available Conventional and FHA Loan Opportunities in Sound-Beach, located in NY
The primary mission of Lendersa® is to facilitate the process of finding the best Conventional, USDA, or FHA loans efficiently and effortlessly. Choose one of our three distinct starting points to connect with suitable lenders and loan programs meticulously matched to your preferences and financial goals.
4558 Osage Beach Parkway, Suite 100, Osage Beach, MO, 65065
First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.
4824 Osage Beach Pkwy, Suite 1, Osage Beach, MO, 65065
Mortgage Headquarters can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and countless other ways to help you clear the path to your new home. When looking for a new home, smart consumers first seek pre-approval by one of our mortgage professionals. You'll gain the credibility of a cash buyer.
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
Sea Vista Home Loans is your first step to receiving optimal home financing conditions.Working closely with you, your real estate agent, & every other party involved, we ensure you get the best possible financing conditions & enjoy a smooth, effortless transaction.We Are Committed to Helping You Get the Best Financing for the Home of Your Dreams.
PHD Financial strives to deliver impressive results for businesses, with a commitment to manage our clients’ matters as if they were our own. We spend whatever time and resources necessary to cultivate relationships with numerous contacts, networks, associations and lenders to provide the most beneficial outcomes for clients.
2875 South Ocean Blvd, Suite 200-23, Palm Beach, FL, 33480
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Our mission is to help our customers with the best possible customized financial resources, utilizing the latest banking technology available. We are dedicated to helping real people with real solutions by providing the personal, efficient service our customers deserve. County Bank first opened its doors in March of 1877.
Northview Bank has proudly served Minnesota and Wisconsin for over 100 years. Northview Bank offers competitive rates on mortgages, home equity loans, construction loans, vacation property loans and even land loans.Northview Bank has been a leader in financing bare land for decades and has extensive knowledge with financing these products.
First National Bank is a local, family-owned and managed bank that has been proudly serving southern Minnesota since 1874. We strive to meet the growing needs of our customers while developing and maintaining the personal aspects of service that is synonymous with community banking.
