FHA VS Conventional loan in Sound-Beach, Suffolk County, New York
In the current year of 2026, the conventional loan limit available in Sound-Beach, which falls within the county of Suffolk in the state of NY, is established at $970,800. In contrast, for a single-family residence, the FHA limit is set at $970,800. These limits determine the maximum amount that can be borrowed under each respective program in the designated region, which is significant for borrowers considering different financing options.
Using the Lendersa® Conventional loan calculator enables you to evaluate and contrast today's most competitive rates among Conventional, FHA, and USDA loan products. This tool aids in determining the necessary income, credit rating, financial reserves, and required documentation needed for loan qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA offerings, FHA, and VA loans, making the decision-making process easier when selecting the most appropriate program in NY that aligns with your unique financial conditions and objectives.
Overview of 2026 Loan Limits and Down Payment Requirements in Sound-Beach, encompassing the county of Suffolk, NY
Loan Category
Maximum Loan Limit
Required Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This detailed comparison table applies specifically to these zip code areas: 11789
Available Conventional and FHA Loan Opportunities in Sound-Beach, located in NY
The primary mission of Lendersa® is to facilitate the process of finding the best Conventional, USDA, or FHA loans efficiently and effortlessly. Choose one of our three distinct starting points to connect with suitable lenders and loan programs meticulously matched to your preferences and financial goals.
10101 Southwest Freeway, Suite 311, Houston, TX, 77074
Newbridge has firmly established itself as a leader in the mortgage industry, backed by years of experience in the industry with seasoned loan professionals. Our application process starts by getting to know you, not just handing you an application like every other mortgage companies.
6671 Southwest Freeway, Suite 403, Houston, TX, 77074
Translend Mortgage is a Texas Mortgage Company. We are committed to offer our clients competitive rates and an exceptional customer service to insure your home lending experience is the finest. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan,
At Swift Mortgages, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Victory Home Loans was founded in 1993. Victory Home Loans is a local, family owned and operated mortgage company with YOU in mind. Our goal is to help every home buyer or homeowner win by providing access to home loan options with lower costs, faster closings with an easier and more predictable process.
Guarantee Mortgage Company, College Station, Texas mortgage lender. What’s the difference between us and big banks? We shop around between different lenders to find you lower rates and more loan options to get you into your home faster. Call us today. Don’t settle for the one or two loan products banks offer.
750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
1st Alliance Mortgage is not like other mortgage providers. For us, it’s not just about products and price. It’s about service. Service to our customers and our community. Whether you’re buying your first home or refinancing, 1st Alliance Mortgage is your calm, clear and experienced guide through the mortgage process.
750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
At 1st Alliance Mortgage we have the expertise and experience to get you the right mortgage, and to handle your transaction professionally. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you. Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage.
1414 Enclave Parkway, Suite 250, Houston, TX, 77077
Southern Federal Credit Union was founded in 1954 to serve the employees of Southern Production Company and the offshore company which became Transocean, Inc. From our humble beginnings, we have grown into a multi-million-dollar financial institution providing loans and so much more.
13111 Westheimer Road, Suite 210, Houston, TX, 77077
GTA Mortgage Honesty, integrity and clear communication are at the core of how we operate. In an industry that has had its ups and downs, we value long term relationships that we can grow with We’ve been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance.
