FHA VS Conventional loan in Mount-Sinai, Suffolk County, New York
For the year 2025, the Conventional loan cap in Mount-Sinai, found within Suffolk county of NY, is set at $970,800. In contrast, the permissible limit for FHA loans specifically for a single-family dwelling is $970,800.
To ensure you are making informed decisions, make use of the Lendersa® Conventional loan calculator. This tool aids in comparing top rates for Conventional, FHA, and USDA loans and helps you assess the income, credit, reserves, and necessary documentation requirements for loan qualifications. The advanced calculator presents a direct comparison of Conforming Conventional, USDA, FHA, and VA loans, enabling you to determine which option is most advantageous for your financial circumstances in NY.
Important Information on 2025 Loan Limits and Down Payment Conditions in Mount-Sinai, Suffolk County, NY
Loan Type
Maximum Loan Limit
Minimum Down Payment
Conventional Conforming
$970,800
As low as 3%
USDA
$657,900
0% required
FHA
$970,800
Approximately 3.5%
This comprehensive table is applicable to the following zip codes: 11766
A Look at Loan Options: Conventional and FHA in Mount-Sinai, NY
The mission of Lendersa® is to facilitate the acquisition of the most suitable Conventional, USDA, or FHA loan in a timely and straightforward manner. You have three different initial options to select from, all of which lead to perfectly matched lenders and various loan programs that meet your needs.
We strive to offer superior lending products at competitive terms so we can offer the best possible mortgage experience. The mortgage environment has continued to change and we have integrated with the latest mortgage products to offer solutions to the lending process.Established in 1994.
First Financial Credit Union was formed in 1937 by 10 members of the telephone company here in New Mexico. In the early 80s, the breakup of the Bell System occurred. With the breakup came a period of downsizing in the state. At this point, First Financial chose to pursue additional fields of membership so as to not be impacted by the changes.
The history of our bank traces back to the first financial institution in Big Timber. In 1890 William Shanks and Thomas Lee placed some private funds in an office safe and for a while did a loan business. The following year Shanks helped organize and became Vice President of Big Timber National Bank.
A bit about us, so you'll feel more at home working with our team. Getting a home loan is an exciting (and sometimes overwhelming) time in your life. We are proud to work with you as an integral part of these moments. Regardless of your unique needs we bring all the right elements together to create a positive solution for your home loan
320 Gold Ave SW, Suite 100, Albuquerque, NM, 87102
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
High Desert Home Lending, LLC is a brokerage firm serving the Southwest from our Albuquerque, New Mexico office. We are locally owned and operated and specialize in residential mortgage lending. We are proud to offer personal service. We focus on understanding your needs and goals to create a loan program that fits you perfectly.
6330 Riverside Plaza Lane Northwest, Suite 175, Albuquerque, NM, 87120
Premier Choice Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We see people such as yourself being so enthused with the process and service we provide that you will become a raving fan for us, telling stories to people of what you just experienced.
6260 Riverside Plaza Ln NW, Albuquerque, NM, 87120
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Sinberg Capital Lending we understand the needs and goals of each of our clients. We work directly with clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate markets. Established in 2007, Sinberg Capital Lending offers a complete portfolio of loan products at highly competitive rates.
