FHA VS Conventional loan programs in 2025 for Mount-Sinai, Suffolk County, New York

For the year 2025, the Conventional loan cap in Mount-Sinai, found within Suffolk county of NY, is set at $970,800. In contrast, the permissible limit for FHA loans specifically for a single-family dwelling is $970,800.

To ensure you are making informed decisions, make use of the Lendersa® Conventional loan calculator. This tool aids in comparing top rates for Conventional, FHA, and USDA loans and helps you assess the income, credit, reserves, and necessary documentation requirements for loan qualifications. The advanced calculator presents a direct comparison of Conforming Conventional, USDA, FHA, and VA loans, enabling you to determine which option is most advantageous for your financial circumstances in NY.

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Important Information on 2025 Loan Limits and Down Payment Conditions in Mount-Sinai, Suffolk County, NY

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $970,800 As low as 3%
USDA $657,900 0% required
FHA $970,800 Approximately 3.5%

This comprehensive table is applicable to the following zip codes: 11766

A Look at Loan Options: Conventional and FHA in Mount-Sinai, NY

The mission of Lendersa® is to facilitate the acquisition of the most suitable Conventional, USDA, or FHA loan in a timely and straightforward manner. You have three different initial options to select from, all of which lead to perfectly matched lenders and various loan programs that meet your needs.

Lendersa USDA loan request matching outcomes


  • Homefront Lending LLC
  • 19940 State Highway 181, Suite B, Fairhope, AL, 36532
  • At Homefront Lending LLC, where we are honored to serve you! We are experienced mortgage professionals dedicated to our community. Located in Fairhope, AL, it is absolutely our honor to bring excellent service to south Alabama. We are a veteran-owned business who's passion is serving our nation's heroes who serve us each and every day.
  • Bay Mortgage Corporation
  • 7549 Assunta Court, Fairhope, AL, 36532
  • At Bay Mortgage Corporation, we take tremendous pride in providing our clients with an exceptional mortgage financing experience. Since 1988, we have been a locally owned and operated mortgage broker primarily serving Baldwin and Mobile counties but licensed to serve the entire state of Alabama.
  • The First National Bank of Coleraine
  • 600 Powell Ave, Coleraine, MN, 55722
  • The First National Bank of Coleraine is proud to be a part of the local community. Since 1906 we have been committed to understanding the needs of the community and working with our friends and neighbors. By taking the time to know you, we believe we will be better able to meet all your financial needs.
  • Clear 2 Close Lending LLC
  • 1033 Northeast 17th Way, Unit 302, Fort Lauderdale, FL, 33304
  • Ruthann Fong is a mortgage industry veteran with over 22 years’ experience in mastering business development, sales, and operations. Her team at Lendesta consists of highly-experienced, dual language (Spanish/English) home financing professionals. Her in-depth knowledge and expertise of the Florida Real Estate market.
  • Federated Mortgage Services Inc
  • 925 Intracoastal Drive, Fort Lauderdale, FL, 33304
  • We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, mortgage brokers, builders and individual homebuyers throughout the state for the past 35 years. We are a premier service mortgage lender with an experienced staff offering expertise in every area of mortgage
  • KLOZE powered
  • 2455 E Sunrise Blvd #PH-1,, Fort Lauderdale, FL, 33304
  • KLOZE Powered by Nationwide Home Loans Corp is a Florida based mortgage lending firm recognized for its outstanding customer service and a strong reputation for getting even the most difficult of loans closed. We offer a wide variety of mortgage options, competitive pricing and sound advice about what is best for each client's individual situation.
  • Alex Doce - The Doce Group
  • 2598 E Sunrise Blvd Suite 2104, Fort Lauderdale, FL, 33304
  • Why Take Chances When Financing a Home? With over 36 years of experience in the mortgage industry, Alex has successfully helped more than 7,000 individuals and families finance their homes nationwide. Alex is currently the Branch Manager at the Doce Group at First Community Mortgage. First Community Mortgage is the only two-time winner of the Mort
  • Hollywood Mortgage LLC
  • 5600 Northwest 102 Avenue, Suite I, Sunrise, FL, 33351
  • Hollywood mortgage corporation has been recognized through out Florida as well respected commercial real estate mortgage brokerage and residential mortgage firm with an exceptional record in customer relationship. Hollywood Mortgage Corporation specialize in providing commercial real estate lending that will accommodate all financing needs.
  • Professional Mortgage Group Inc
  • 5369 North Nob Hill Road, Sunrise, FL, 33351
  • Professional Mortgage Group, Inc. is a Florida for profit corporation based in Sunrise. They registered with the Florida Department of State's Division of Corporations on Nov 20, 2008. Whether you prefer to do business online or meet a live person, we will provide you a custom tailored loan to fit your financing needs.