FHA VS Conventional loan programs in Brutus, Cayuga County, New York

In 2025, the Conventional loan limit for Brutus, within the county of Cayuga, NY, is $726,200, whereas the FHA loan limit for a single-family home is $472,030.

Access the Lendersa® Conventional loan calculator to compare today's rates for Conventional, FHA, and USDA loans. Evaluate income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the ideal program in NY for your financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Brutus, Cayuga, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to these zip codes: 13166, 13080

Options for Conventional and FHA Loans in Brutus, NY

Lendersa® is dedicated to offering the best available Conventional, USDA, or FHA loans promptly and without hassle. Choose one of three starting paths that will lead you to match with lenders and appropriate loan programs.

Results for Lendersa USDA loan requests and matching


  • Sammamish Mortgage
  • 3055 112th Avenue NE, Suite 203, Bellevue, WA, 98004
  • Sammamish Mortgage has consistently provided clients with superior service along with low rates and fees. Whether you are purchasing your first home, buying your dream home or refinancing, our award winning team of mortgage professionals will help get you the best mortgage for your financial situation.
  • All City Mortgage, LLC
  • 7225 North East 149th, Place Kenmore, WA, 98028
  • Josh Kostelyk and my official title is Mortgage Loan originator, which sounds a little stuffy. In short, I help people buy homes and refinance homes by securing top of the line mortgage products that meet their specific needs while saving them time I'm an independent broker with direct connections to a multitude of lending institutions.
  • Hood River Mortgage Group, LLC
  • 11 3rd Street, Suite 101, Hood River, OR, 97031
  • Our mission at Hood River Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them competitive low interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Precision Mortgage, Inc
  • 7109 114th Avenue Southeast, Newcastle, WA, 98056
  • At Precision Mortgage, Inc you'll find mortgage consultants who put themselves in your shoes before deciding on which loan program would be good for you. We wants to be your personal mortgage consultants for life and we'll work very hard to achieve that. We will guide you through you process and be as thorough as can and in a timely fashion manner.
  • Pacific Residential Mortgage, LLC
  • 2444 SW Glacier Pl, Redmond, OR, 97756
  • Since 2004, the desire to put people over profit in the mortgage industry inspires the leadership at Pacific Residential Mortgage. In the years since our creation, the company continuously experiences growth and success. Our most important accomplishment, however, is the development of our people and celebrating their achievements.
  • Westar Funding
  • 728 3rd Street, Suite B, Mukilteo, WA, 98275
  • Westar Funding Inc. is a leading private money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential & commercial investment properties. Westar offers financing that avoids the time-consuming process and onerous requirements of conventional lenders.
  • Pacific Capital Northwest
  • 8227 44th Ave W, Suite K, Mukilteo, WA, 98275
  • Private Capital Northwest is primarily a private money lender. Other names normally associated and used synonymously with private money lending include hard money, soft money, non-conforming, alternative, and asset- or equity-based lending Our loans are based on the asset, meaning the real property secures the loan.
  • Drexel Funding LLC
  • 1900 South Puget Dr, Suite 203, Renton, WA, 98055
  • Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.