FHA VS Conventional loan programs in 2025 for Skaneateles, Onondaga County, New York
In 2025, the conventional loan limit for a single-family home in Skaneateles, located in the county of Onondaga, NY, stands at $726,200. Meanwhile, the FHA limit is set at $472,030.
Utilize Lendersa®'s Conventional loan calculator to evaluate today's rates for Conventional, FHA, and USDA loans. Compare the necessary income, credit, reserves, and documentation required for eligibility. The advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to assist in selecting the most suitable program for your finances in NY.
Loan limits and down payment requirements in Skaneateles, Onondaga, NY for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The above table is relevant to zip codes: 13153, 13152, 13108, 13119
Various loan choices: Conventional and FHA in Skaneateles, NY
At Lendersa®, we are committed to facilitating the acquisition of the best Conventional, USDA, or FHA loans swiftly and without complications. Choose from among three options to get matched with lenders and loan programs.
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