FHA VS Conventional loan programs in Kenmore, Erie County, New York

In 2025, the Conventional loan limit for Kenmore in Erie county, NY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® calculator to weigh today's best rates among Conventional, FHA, and USDA loans. Decide the needed income, credit, reserves, and documentation for qualification. Our cutting-edge mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding your decision on the best program in NY for your finances.

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2025 Loan Limits and Downpayment Details for Kenmore, Erie County, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to zip codes: 14217

Explore Conventional and FHA Loan Options in Kenmore, NY

Lendersa® aims to swiftly and easily secure the ideal Conventional, USDA, or FHA loans for you. Choose from three starting strategies that lead to matched lenders and suitable loan programs.

Lendersa loan request and matching outcomes for USDA


  • Above & Beyond Mortgage Loans Inc
  • 2200 East 104th Avenue, Suite 101, Thornton, CO, 80233
  • Above & Beyond Mortgage Loans, Inc., and our mortgage consultants all share the same common goal: to provide individuals and families with excellence in the process of a mortgage loan. Rest assured that Above & Beyond will fully educate you from start to finish on the loan process.
  • Legacy Home Lending LLC
  • 3879 E. 120th Avenue, Suite 110, Thornton, CO, 80233
  • "We offer a wide range of finance options, designed to best meet the needs of local borrowers. Whether you are purchasing a home, are considering refinancing, we can help! It doesn't matter if you are looking for cash out, or to just get a better rate and term, we can assist you and also We offer the following Refinancing Programs: FHA | FHA Ca
  • Abbey Mortgage & Investments
  • 549 N 4th St, Berthoud, CO, 80513
  • We want you to know everything about Abbey Mortgage, so you know why you should partner with us. Abbey Mortgage and Investments Inc is a privately owned and operated mortgage company located in Berthoud, Colorado. We are not a mortgage broker or banker, which may make you wonder,
  • Loans By Tera
  • 1801 S MoPac Expressway, Suite 212, Austin, TX, 78746
  • We take the stress out of the home loan process. Whether you are in Austin or relocating to the area, we will make the home loan process as seamless as possible. * We average 15 day closings! This is a great negotiating tool for your Realtor when making an offer on your behalf. With Austin's hot real estate marking,
  • HouseMax Funding
  • 901 S Mopac Expy, Bld. 4, Suite 125, Austin, TX, 78746
  • HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money construction and fix and flip loans. With a track record of over 1000 successful deals and over 3000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our
  • CCG Capital
  • 3600 N Capital of Texas Hwy, Bldg B, Suite 120, Austin, TX, 78746
  • CCG Capital makes asset-based loans for commercial and non-owner occupied residential real estate projects. Our commitment is to provide fast and flexible solutions to each borrower's unique and unconventional financing requirements.Reputable Texas based construction lending and investor fund management.
  • Austin Private Funding
  • 1406 Camp Craft Rd, Suite 200-D, Austin, TX, 78746
  • Austin Private Funding is a private real estate finance company that provides hard money lending for commercial and non-owner occupied residential properties. Our years of experience in real estate investing and financing allow us to appreciate the complexities involved in real estate transactions.
  • Sente Mortgage
  • 901 S. Mopac Blvd. Bldg IV, Suite 125, Austin, TX, 78746
  • Sente, we know what it takes to succeed in this industry. We have discovered that leverage is one of the keys to a productive mortgage career. Just like a team of climbers, leverage is required to reach pinnacles of production for each individual mortgage banker. We have the resources and expertise to help put you on a path to achieve your goals.
  • Austin Capital Mortgagae
  • 3801 N. Capital of TX Hwy, Suite J230, Austin, TX, 78746
  • We are a full service residential mortgage banking firm serving the Austin, Houston, San Antonio, and Dallas Fort Forth metro areas. We have been serving the needs of the residential mortgage community since 1996. Our customers know us for competitive rates and consistent customer satisfaction. Our integrity is reflected in our raving client.