FHA VS Conventional loan in Camden, Oneida County, New York

In 2025, Convetional loan limit in Camden, county of Oneida, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Camden, county of Oneida, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 13483, 13316

Conventional and FHA loan options in Camden, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Minnow Loan
  • 500 E Broadway, Columbia, MO, 65201
  • Minnow Loan is a team of real estate professionals striving to provide investors access to the quick cash they need to grow their investment portfolio. Our small office allows us to provide creative lending strategies and the ability to act quickly. Our Fix and Flip, Bridge, and Long-Term Rental (DSCR) loan options offer the powerful leverage and s
  • Columbia Credit Union
  • 310 E Walnut Street, Columbia, MO, 65201
  • Columbia Credit Union is unique. Not-for-profit and member-owned since 1935, we are dedicated to satisfying our members'​ needs. You'll appreciate our friendly service, low interest loans, high-yield savings accounts, and convenient 24-hour account access services. It's what makes us different and better than other financial institutions.
  • The Callaway Bank
  • 5600 Bull Run Dr, Columbia, MO, 65201
  • The Callaway Bank is a locally owned, community bank whose goal is to help improve the financial life of our personal and business clients: We're With You For The Moments That Matter & also They can be really big like starting a business or buying a home. They can be small like dinner with friends or treating your team to lunch for a great quarter.
  • The Broadway Group Powered by TLC
  • 910 E Broadway, Suite 200, Columbia, MO, 65201
  • "Our TLC Broadway Group office is located downtown at 910 E Broadway Suite 200. It’s easy to find, and there’s plenty of street parking. We provide mortgages for all of the Columbia metro area, the surrounding areas, and the entirety of the state. The Broadway Group is a full-service mortgage lender dedicated to serving our community"
  • Community State Bank - Des Moines, IA
  • PO Box 127, Ankeny, IA, 50021
  • At Community State Bank, our name says it all. As a premier banking and financial services organization in central Iowa, we put our employees, clients and communities first - in everything we do. We strive to exceed this standard and care for the unique needs of our customers by providing industry-leading knowledge
  • Sixth Avenue Baptist Federal Credit Union
  • 1101 Martin Luther King Jr Drive, SW, Birmingham, AL, 35211
  • Sixth Avenue Baptist FCU is an independent financial cooperative owned by its members. Sixth Avenue Baptist FCU was chartered in 1963 to help meet the financial needs of the members of Sixth Avenue Baptist Church and their immediate family members. Our main objective is serving our member-owners.
  • ECO Credit Union
  • 105 Frankfurt Cir, Birmingham, AL, 35211
  • eCO Credit Union is a not-for-profit financial co-operative. From checking to loans & everything in between, we exist to meet the needs of our members with free & low-cost products & services.We also work hard to prioritize financial literacy in our communities. With 6 branches around the Birmingham area,eCO Credit Union is here to meet your needs.
  • Iowa State Bank
  • 3818 Hubbell Ave, Des Moines, IA, 50317
  • Iowa State Bank is proud to have called Des Moines home for 80 years. Our mission is to serve customers, prosper, have fun and remain an independent bank. We are confident you will find that Iowa State Bank is able to provide the perfect mix of convenience banking and traditional services.
  • MISSOURI CREDIT UNION
  • 111 E Broadway, Columbia, MO, 65205
  • We are not a bank. We are member–based. When you work for your members, you deliver a completely different experience. At Missouri Credit Union, our members matter and we’re committed to seeing them and their money do more. Serving central Missouri, with branches in Columbia and Jefferson City.
  • Arlington State Bank
  • 230 West Main Street, Arlington, MN, 55307
  • Arlington State Bank is a branch office of Arlington State Bank. They provide the following services: Full Service Office Location and are located at 230 West Main Street in Arlington Minnesota. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
  • WCF Financial Bank
  • 401 Fair Meadow Dr, Webster City, IA, 50595
  • WCF Financial Bank is a locally-committed community bank focused on providing exceptional customer service with quality products and services. After 80 years, WCF Financial Bank has built a reputation of being a locally-committed community bank with locations in Webster City and Independence providing exceptional customer service