FHA VS Conventional loan programs in Annsville, Oneida County, New York

In 2025, Convetional loan limit in Annsville, county of Oneida, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Annsville, county of Oneida, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 13471, 13308, 13401

Conventional and FHA loan options in Annsville, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mortgage300
  • 2000 PGA BLVD Bldg A Suite 3220, North Palm Beach, FL, 33408
  • Mortgage300 brings together top industry talent, high-efficient operations team and the secret sauce - a partnership opportunity offering true equity and autonomy.Through this revolutionary structure, we fully empower our highly experienced partners which enables us to combine the typical sales hierarchy down to just one.
  • UNITED MORTGAGE CORP.
  • 1201 U.S. Highway One, Suite 330, North Palm Beach, FL, 33408
  • United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.
  • American Mortgage Solutions
  • 712 US-1 #300, North Palm Beach, FL, 33408
  • We are privileged and Fortunate to have a very experienced Mortgage Team of Professionals that share the same vision. Our intention is to impress upon you the importance of making your mortgage a pivotal component to your overall financial planning strategy. Our goal is to custom fit you with the best overall financing package by,
  • CLuisMortgages, LLC
  • 7988 Glenbrooke Lane, Sarasota, FL, 34243
  • Chris Luis is your premier mortgage expert located in Florida. He prides himself on making the loan process simple, straightforward and fast for any homebuyer. A 97% Customer Satisfaction Rating and 98% Final Approval Average. That is higher than Quicken Loans 88%, or Veterans United 88% or Bank of America 83% or Guaranteed Rate 93%
  • Sunrise Financial Services Inc.
  • 1275 Whitfield Ave, Sarasota, FL, 34243
  • The Sunrise Financial Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Horizon Financial Bank
  • 416 Main Street, Munich, ND, 58352
  • Our customers have inspired us since our humble beginnings and have allowed us to be their hometown bank for many generations. We look forward to continuing that relationship for many more generations to come. HFB employees are proud of their deep roots in the communities we serve and are excited about cultivating those relationships in the future.
  • Velocity Community Credit Union
  • 2801 PGA Boulevard, Palm Beach Gardens, FL, 33410
  • Velocity Community Credit Union is a progressive, full service financial institution that is passionate about helping its members. As a not-for-profit co-op, our dedicated employees can concentrate on providing superior service to our members while offering a full suite of products to meet all of their financial needs.
  • New Florida Mortgage LLC
  • 800 Village Square Crossing, Suite 322, Palm Beach Gardens, FL, 33410
  • New Florida Mortgage is a mortgage powerhouse! Our principals began this journey a couple decades ago and have grown this operation due to excellent relationships with our clients and professional business contacts. We started out small, with just a couple of people and a small office, but today we aspire to greater things.
  • Dockside Loans LLC
  • 11952 Catalpha Avenue, Palm Beach Gardens, FL, 33410
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Highlands Residential Mortgage, Ltd.
  • 300 Village Square Crossing Suite 101, Palm Beach Gardens, FL, 33410
  • Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally
  • Arch Mortgage Corporation
  • 2560 RCA Boulevard, Suite 114, Palm Beach Gardens, FL, 33410
  • "Arch Mortgage, you are an esteemed customer and as such we promise to treat you with respect to provide you the service you want & that you deserve. We understand the commitment you are making whether buying your dream home, refinancing your current home, or pulling equity out for improvements. From the first question to the closing table"
  • My Liberty Loans Inc
  • 8409 N Military Trail STE 115, Palm Beach Gardens, FL, 33410
  • My Liberty Loans is here to help you through the entire home loans process in Palm beach Gardens, FL. We have an extensive list of lenders that we work with to provide you with the best option for your mortgage needs. Our highly trained staff is committed to be there for you every step of the way.