Explore the differences! FHA VS Conventional loan programs in Camillus, Onondaga County, New York

For the year 2026, the upper limit for Conventional loans in Camillus, located within Onondaga, NY, is $726,200, whereas the FHA limit for a single-family home is set at $472,030.

The Lendersa® calculator for Conventional loans is designed to compare top rates for Conventional, FHA, and USDA. It determines the necessary income, credit, reserves, and documents for qualification. Our advanced calculator also shows Conforming Conventional loans along with USDA, FHA, and VA options, assisting you in selecting the most ideal program in NY for your financial needs.

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Loan Limits and Downpayment Requirements for 2026 in Camillus, NY

Type of Loan Loan Limit Downpayment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table applies to the zip codes: 13219

Options for Conventional and FHA Loans in Camillus, NY

Lendersa® aims to provide expeditious, hassle-free loan solutions, whether you choose a Conventional, USDA, or FHA loan. Begin with one of three processes to establish connections with the right lenders and programs.

Results for Lendersa USDA loan requests


  • Sentry Credit Union
  • 1800 North Point Drive, Stevens Point, WI, 54481
  • Sentry Credit Union was founded in Stevens Point (WI) back in 1935 by Sentry Employees. In 1935, Sentry Insurance was named Hardware Mutual Casualty Company and SCU was named Hardware Mutual Casualty Credit Union. The Credit Union was incorporated as a cooperative, non-profit organization owned and managed by the Members.

  • Marathon County Employees Credit Union
  • 400 E Thomas Street, Wausau, WI, 54403
  • Marathon County Employees Credit Union, MCECU, was established on June 9, 1965. Organized by employees from North Central Health Care Facilities and Marathon County to provide a safe place for employees to borrow and save.Credit Union, MCECU, was established on June 9, 1965. Organiz
    We are a state chartered

  • Cloverbelt Credit Union
  • 110 McIndoe Street, Wausau, WI, 54403
  • Cloverbelt Credit Union was originally organized by local farmers who found it difficult to obtain financial support elsewhere. Needing an outlet through which they could borrow money as well as a savings headquarters, the credit union was born. CCU’s Articles of Incorporation were signed on October 23, 1935

  • State Bank of Cross Plains
  • 108 North Main Street, Verona, WI, 53593
  • State Bank of Cross Plains is the largest independent community bank serving Dane, Green, and Rock County, Wisconsin. We offer a full range of personal and business financial services, including consumer, real estate, and business lending, as well as wealth management and financial advisory services.

  • Stampfli Mortgage, LLC
  • 303 S. Main Street, Verona, WI, 53593
  • "Stampfli Mortgage specializes in Wisconsin FHA, VA and USDA mortgages, as well as reverse, conventional and jumbo home loans for the state of WI. The ""Stampfli Mortgage Difference"" is all about great products, integrity and expertise.
    Our expert Mortgage Advisors work closely with multiple wholesale lenders."

  • Columbia Mortgage Corporation
  • 2711 Middleburg Dr, Suite 103, Columbia, SC, 29204
  • Columbia Mortgage Corporation can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We can even help you pay down your balance more quickly for a comparable monthly payment.

  • Palmetto Citizens Federal Credit Union
  • 2200 N. Beltline Blvd., Columbia, SC, 29204
  • Palmetto Citizens exists solely to serve the financial needs of our members, not profit from them. We offer products, services and educational programs to help our members achieve their financial potential. We believe in providing a high level of personalized service while maintaining low loan rates, high savings rates and fewer fees.

  • Mr Mortgage LLC
  • 325 George Sumner Drive, Columbia, SC, 29212
  • Mr. Mortgage a SC based Mortgage Brokerage firm is a small business that has become a major influence in the mortgage industry. This has been accomplished through the determination & loyalty that we have toward the financial success of all our customers. Brokerage firm is a small business that has become a major influence in the mortgage industry.

  • MORTGAGE OPTIONS INC.
  • 6140 St. Andrews Rd, Columbia, SC, 29212
  • The Mortgage Options Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of South Carolina. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team.

  • Modern Employees Federal Credit Union
  • 1727 Moseley Street, Owensboro, KY, 42303
  • Modern Employee Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1953. The Mission of MEFCU is to provide a variety of services, which benefits our members/owners, with the primary goal of helping them enhance their personal finances.

    In keeping with our mission statement