Explore the differences! FHA VS Conventional loan programs in Geddes, Onondaga County, New York
For 2026, the conventional loan limit in Geddes, located in Onondaga county, NY, is fixed at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate top rates today between Conventional, FHA, and USDA options. Identify the necessary income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side, helping decide the best suited program in NY for your specific financial situation.
Loan Limits and Down Payment Requirements in Geddes, Onondaga, NY for 2026
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applies to zip codes: 13219
Discover Conventional and FHA Loan Options in Geddes, NY
Lendersa® aims to swiftly secure the most suitable Conventional, USDA, or FHA loan without hassle. Choose from one of three starting points to match with lenders and discover the best loan programs.
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