FHA VS Conventional loan programs in 2025 for Fairmount, Onondaga County, New York

In the year 2025, the limit for Conventional loans in the city of Fairmount, located within the county of Onondaga, NY, is set at $726,200. Meanwhile, the FHA loan limit for a single-family residence is $472,030.

Leverage Lendersa®'s Conventional loan calculator to effectively compare today's best rates among Conventional, FHA, and USDA programs. Discover required income, credit, reserves, and documentation for qualification. Our detailed mortgage calculator makes it easy to compare side by side the Conforming Conventional loans, USDA, FHA, and VA, assisting you in choosing the best option for your financial needs in NY.

Explore loan offers from over 100 different lenders

Explore 2025 loan limits and necessary down payments in Fairmount, nestled in the county of Onondaga, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These comparisons apply to zip codes: 13219, 13031

Loan choices with Conventional and FHA options available in Fairmount, NY

The aim of Lendersa® is to facilitate swift and easy access to the best loan programs, including Conventional, USDA, or FHA. Choose from one of three options to discover matched lenders and suitable loan programs.

USDA loan request and matching results by Lendersa


  • South Florida Quality Mortgage Corp.
  • 12781 Miramar Pkwy. Ste# 303, Miramar, FL, 33027
  • "A hard equity loan is an asset-based loan financing through which a borrower receives funds secured by real property. Hard money loans are issued by private investors or companies. As a hard equity lender, we understand better your business needs, and are able to provide more flexible solutions for your specific circumstances"
  • Mint Mortgage
  • 3601 SW 160th Ave Suite 320, Hollywood, FL, 33027
  • Mint Mortgage is a division of Point Mortgage. We are based in Miramar, FL, and serve clients in the greater Miami and Fort Lauderdale areas. We are licensed to work across the state of Florida and offer a range of loan programs to choose from. Solutions to help reduce closing cost and find lowest rate available.
  • EZ Funding Group, Inc.
  • 3350 SW 148th Ave, Suite 228, Miramar, FL, 33027
  • EZ Funding Group, Inc. was established in 2000 by Jaime Charouf as the President/CEO of the company and from its inception EZ Funding Group, Inc., has made the commitment to provide clients in the state of Florida with the highest quality service and with the combination of diverse residential and commercial mortgages.
  • Oklahoma Community Credit Union
  • 311 E McElroy Road, Stillwater, OK, 74075
  • Oklahoma Community Credit Union is the only original Credit Union from Stillwater, OK. Oklahoma Community Credit Union was founded at Oklahoma State University in 1968. We have grown from a small room, open once a week in the Student Union, to two Stillwater locations and over 13, 000 members.
  • My Private Mortgage Broker LLC
  • 13738 Callisto Avenue, Naples, FL, 34109
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Landing Mortgage Inc
  • 2146 Stacil Circle, Naples, FL, 34109
  • Landing Mortgage was established in 2006 at the Naples Airport by a pilot who loved flying and working in the mortgage industry. In 2008, the company was purchased by Melinda Sweet, an expert in banking, finance, real estate and mortgage. Her father Walter was also a pilot, and they spent much of their time together in the sky.
  • Hard Money Lenders IO | Private Loans Lender | Florida
  • 15805 Biscayne Blvd, North Miami Beach, FL, 33160
  • HARD MONEY LENDERS IO IS A PRIVATE LENDING COMPANY LOCATED IN MIAMI, FLORIDA GIVING LOANS TO REAL ESTATE INVESTORS AND ENTREPRENEURS. WE SPECIALIZE IN OFFERING LOANS TO PROFESSIONAL REAL ESTATE INVESTORS FOR THEIR NON-OWNER OCCUPIED REAL ESTATE INVESTMENT. WE OFFER TAILOR-MADE LOANS TO SUIT YOUR SPECIFIC NEEDS.
  • Mister Loans
  • 3323 NE 163rd St STE 404, North Miami Beach, FL, 33160
  • Mister Loans recognizes the struggle many faces in acquiring fair, honest home mortgage loans. That’s why we aim to exceed expectations We strive above all else to simplify the loan application process and help our partners achieve their goals through fair and competitive mortgage financing options.
  • Hard Money Company
  • 18205 Biscayne Boulevard, Suite #2226, North Miami Beach, VA, 33160
  • The HardMoney Company has grown to a $100 mm company. Large in capacity, but offering loans of all sized ($50k - $5mm). Your loan -- large or small -- will be handled by senior executives and company owners. The founders, Gus Goldsmith & Jerry Bouchard, partners for over 25 years, have participated in several entrepreneurial ventures since 1988.