Explore the differences! FHA VS Conventional loan programs in Westvale, Onondaga County, New York

In 2025, the limit for Conventional loans in Westvale, which falls in Onondaga county of NY, is set at $726,200. At the same time, the FHA limit for a single-family home is $472,030, providing options for diverse homebuyers.

Leverage the Lendersa® Conventional loan calculator to explore and contrast today's leading rates among Conventional, FHA, and USDA loans. It assists in determining the required income, credit, reserves, and documentation necessary for qualification. Employing our state-of-the-art mortgage calculator, you can observe Conforming Conventional loans alongside USDA, FHA, and VA options. This tool allows you to make informed decisions on the most suitable program in NY for your individual financial landscape, ensuring you choose the best path for financial success.

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2025 Loan Limits and Down Payment Requirements in Westvale, County of Onondaga, NY

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 13219

Explore Conventional and FHA Loan Options in Westvale, NY

The goal of Lendersa® is to connect you quickly and efficiently with the best possible Conventional, USDA, or FHA loan options, ensuring a seamless process. Begin your journey at one of three starting points that lead to customized lending solutions with matched lenders and tailored loan programs.

Outcomes of Lendersa USDA loan request matches


  • Moving forward in lifestyle
  • 220 University Ave, Pemberton, NJ, 08068
  • Moving forward Our process and program offers an easy and efficient way to help clients dispute negative items on their credit reports, build new accounts, and regain control of their futures and also Seasoned investors or new investors we can help you get the funds you need for investing.
  • Woodsville Guaranty Savings Bank
  • 63 Central Street, Woodsville, NH, 03785
  • Woodsville Guaranty Savings Bank is a locally owned and operated community bank, serving the people, businesses, and communities of northern New Hampshire and northeastern Vermont. The bank has nine North Country offices, located in the communities of Woodsville, Piermont, Lisbon, Littleton, Lancaster, Plymouth, and Franconia, New Hampshire.
  • Leominster Credit Union
  • 20 Adams Street, Leominster, MA, 01453
  • Leominster Credit Union is a member-owned, not-for-profit cooperative financial institution. For more than 65 years, we have provided a full range of deposit, lending, and other financial services to North Central Massachusetts residents. Today, we are proud to claim more than 50, 000 members. Leominster Credit Union is headquartered in Leominster,
  • Leominster Employees Federal Credit Union
  • 24 Church Street, Leominster, MA, 01453
  • Leominster Employees Federal Credit Union is a unique non-profit financial institution that is owned and operated for the benefit of its’ membership, the City of Leominster Municipal employees, and their families. The Leominster Employees Federal Credit Union came into being in 1995
  • Fidelity Bank MA
  • 9 Leominster Connector, Leominster, MA, 01453
  • The goliath banks of 1888 weren’t interested in providing a high quality banking experience to the hard working middle class of our community. They were only interested in what was in people’s wallets, not what was in their hearts. That’s where we came in. Fidelity Cooperative Bank first opened its doors in 1888.
  • The Mortgage Outlet New York
  • 280 West Main Street, Sayville, NY, 11782
  • The Mortgage Outlet has originated over $500 million in mortgage loans. We are family owned and operated and have been at the same location, in Sayville. Our philosophy is plain and simple; a satisfied client is our best form of advertising. We provide competitive mortgage products combined with superior customer service
  • Cornerstone Bank, National Association
  • 230 Park Avenue, Worcester, MA, 01609
  • Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.
  • Team Hunton
  • 50 Elm Street, Suite 8, Worcester, MA, 01609
  • We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans
  • Lakehurst Naval Federal Credit Union
  • 60 Lansdowne Road, Lakehurst, NJ, 08733
  • Membership is easy and forever. If you would like to become a member of Lakehurst Naval Federal Credit Union, come in and complete a membership application card. Once you become a member, you can always remain a member. As our member, you are not just another customer ... you are part of our family!
  • 1 Core Financial
  • 3710 N Market St, Wilmington, DE, 19802
  • At 1 Core Financial where we aim to serve your mortgage, and real estate service needs in one place with a smile. Let us find, fund, and insure your real estate ventures. 1 Core Financial has helped numerous investors and new home owners realize their financial dreams. 1 Core Financial has developed unique banking relationships
  • Webster Five
  • 35 Millbury Street, Auburn, MA, 01501
  • Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.