FHA VS Conventional loan in Westvale, Onondaga County, New York

In 2025, the limit for Conventional loans in Westvale, which falls in Onondaga county of NY, is set at $726,200. At the same time, the FHA limit for a single-family home is $472,030, providing options for diverse homebuyers.

Leverage the Lendersa® Conventional loan calculator to explore and contrast today's leading rates among Conventional, FHA, and USDA loans. It assists in determining the required income, credit, reserves, and documentation necessary for qualification. Employing our state-of-the-art mortgage calculator, you can observe Conforming Conventional loans alongside USDA, FHA, and VA options. This tool allows you to make informed decisions on the most suitable program in NY for your individual financial landscape, ensuring you choose the best path for financial success.

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2025 Loan Limits and Down Payment Requirements in Westvale, County of Onondaga, NY

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 13219

Explore Conventional and FHA Loan Options in Westvale, NY

The goal of Lendersa® is to connect you quickly and efficiently with the best possible Conventional, USDA, or FHA loan options, ensuring a seamless process. Begin your journey at one of three starting points that lead to customized lending solutions with matched lenders and tailored loan programs.

Outcomes of Lendersa USDA loan request matches


  • Loans by Vicky
  • 8325 N. Cedar Drive, Eagle Mountain, UT, 84005
  • Vicky is a loan officer who works directly with wholesale lenders to give you the best options. I take the needs of my clients seriously. I will listen to your specific situation and work to find the loan that is best for you. I will keep you updated throughout the entire process and quickly respond to any questions
  • Freedom Bank MT
  • 530 9th St. West, Columbia Falls, MT, 59912
  • Freedom Bank thrives on community involvement and is built on a foundation of trust. Don Bennett, President of Freedom Bank in Columbia Falls, is no stranger to building from the ground up. Freedom Bank, which Bennett founded in April 2005, began in his basement. For the first year, the bank operated out of an old 980-square-foot trailer.
  • Montana Educators Credit Union
  • 2000 South Russell Street, Suite 1, Missoula, MT, 59801
  • MECU has been a reliable resource for Missoulians, who are looking for more than an ordinary banking experience. In 1996 we began as a financial cooperative for school employees in Missoula, Mineral, Granite and Sanders counties, but expanded to serve all Missoula County residents in 1998. We are an independent credit union
  • Missoula Mortgage Inc
  • 1721 South Ave W, Missoula, MT, 59801
  • Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
  • Clearwater Federal Credit Union
  • 2237 34th St, Missoula, MT, 59801
  • While our name has changed, our commitment to you & to the values that have guided us for over 60 years will never change. We believe that banking should be grounded in cooperative ownership. Banking should solve problems. It should be inclusive of all walks of life. And above all, we believe banking should be a force for good in the communities
  • Galipeau Mortgage LLC
  • 945 Wyoming Street, Apt 217, Missoula, MT, 59801
  • Mortgage Planning Specialist and Owner of Galipeau Mortgage has been helping clients achieve their home ownership goals. Jackie is passionate about her industry & has built her highly respected career on earning the trust of her clients and partners by providing honest, well-communicated & knowledge-based lending experiences with on-time results!
  • Creative Finance & Investments
  • 1821 South Ave W, Suite 407, Missoula, MT, 59801
  • CFI has been committed to always lend a professional and personal touch to every transaction. With our extensive experience in the cash flow industry you can count on us to offer you the best options, and a premium price for your Private Mortgages & Notes.Our trusted and knowledgeable staff can address your concerns, answer your questions.
  • Bryon Smith Mortgage llc
  • 1014 South Ave W C, Missoula, MT, 59801
  • For more than 20 years Bryon Smith has been providing clients with top notch service along with low fees. Whether you are purchasing your first home, buying or building your dream home, investing in rental properties or refinancing, Bryon will work hard to get you the best mortgage program to meet your financial needs.
  • Capital Family Mortgage
  • 2307 Stephens Ave, Suite 7901, Missoula, MT, 59801
  • Many people like to know what to expect before they visit with someone at a mortgage company. That’s why we start by answering your questions and helping you understand the process. We will go above and beyond to ensure every meeting, every call, and every step of applying for a mortgage is as smooth and stress-free as possible.
  • Valley Bank of Ronan
  • 63659 US Hwy 93 S, Ronan, MT, 59864
  • The beginning of Valley Banks was truly a community effort & one of the things that makes small town life so special. Members of the community from up & down the valley came together to raise the capital necessary to get a local community bank off the ground. We are a State Chartered community bank located in the heart of the Mission Valley in MT.
  • Montana Family Mortgage
  • 2825 Stockyard Rd j5, Missoula, MT, 59808
  • At Montana Family Mortgage. We are a full-service mortgage company based in Missoula, MT. We specialize in Conventional, VA Loans, Rural Development, FHA in Missoula and throughout Montana! Whether you are buying a home or refinancing , we can help you realize your dream of home ownership!