FHA VS Conventional loan programs in 2025 for Erwin, Steuben County, New York

In 2025, Convetional loan limit in Erwin, county of Steuben, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Erwin, county of Steuben, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 14801, 14830, 14870, 14827

Conventional and FHA loan options in Erwin, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Woodlands National Bank
  • 424 Main Street, Onamia, MN, 56359
  • We believe our customer service record is one of the best in the industry and we want our customers to know that they are important to us and know that we do things differently than our competitors. Woodlands National Bank has a 100-year tradition of quality customer service and we are willing to stand behind our promises through The Woodlands Way.
  • BankFirst Financial Services
  • 900 Main Street, Columbus, MS, 39701
  • BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate 30 branch locations in Mississippi and Alabama and three loan production offices in Biloxi, Brookhaven and Oxford, Mississippi. We have been a Community Development Financial Inst
  • The Bank of Versailles
  • 113 East Newton Street, Versailles, MO, 65084
  • Serving the Generations Since 1882. That’s not just a tagline, at The Bank of Versailles that’s our way of doing business. Our goal is to provide you with personal service from your first savings account, to buying a home, & through your IRA distributions. Since opening our doors November 22, 1882, we have been locally-owned & locally-operated
  • First Bank of the Lake
  • 4558 Osage Beach Parkway, Suite 100, Osage Beach, MO, 65065
  • First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.
  • Mortgage Headquarters of Missouri, Inc
  • 4824 Osage Beach Pkwy, Suite 1, Osage Beach, MO, 65065
  • Mortgage Headquarters can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and countless other ways to help you clear the path to your new home. When looking for a new home, smart consumers first seek pre-approval by one of our mortgage professionals. You'll gain the credibility of a cash buyer.
  • Florida Capital Bank
  • 10151 Deerwood Park Blvd, Building 100, Suite 200, Jacksonville, FL, 32256
  • FLCBank is a leader in the banking industry focusing on solutions for the financial well-being of businesses and their owners. We are a nationally chartered bank headquartered in Jacksonville, Florida with full service branches located in Gainesville, Orlando, Tampa Bay, and Jacksonville
  • Bankers Home Mortgage
  • 10175 Fortune Parkway, Unit 1004, Jacksonville, FL, 32256
  • We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
  • Florida Homes Realty and Mortgage
  • 11512 Lake Mead Ave, Jacksonville, FL, 32256
  • With years of experience helping local buyers and sellers just like yourself, we know how to locate the finest properties and negotiate the best deals. It's our job to know about the latest market conditions, government regulations, and upcoming developments — so that you don't have to.
  • North Florida Mortgage Brokers
  • 7998 Joshua Tree Ln, Jacksonville, FL, 32256
  • NFL Mortgage Brokers was founded by Timothy Newman in Jacksonville, FL. on the principals of competitive pricing, speed, & quality-of-service from start-to-finish.Whether you’re looking to purchase your first home, refinance a current mortgage, or purchase your next investment property – NFL Mortgage Brokers has the right mortgage solution for you!
  • City & Police Home Financing
  • 8011 Philips Highway, Suite 1, Jacksonville, FL, 32256
  • CU Home Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today
  • Sawgrass Mortgage Corporation
  • 10151 Deerwood Park Boulevard, Suite 300, Jacksonville, FL, 32256
  • Sawgrass Mortgage Corporation was founded in 2018. The key to our success has been a combination of consistently offering the lowest possible rates to mortgage clients and above all, providing those clients with outstanding customer service. Servicing our clients with honesty and integrity is something that we take great pride in doing.
  • American Home Funding Inc
  • 5150 Belfort Rd, Suite 200, Jacksonville, FL, 32256
  • We specialize in new construction requirements for Conventional, FHA, VA and Rural Housing programs. We provide Jacksonville’s builders and realtors with the latest in mortgage financing programs and the excellent service we’ve become known for. We work with local and national banks to bring the best of their loan options to our clients.