Explore the differences! FHA VS Conventional loan programs in Erwin, Steuben County, New York
As of 2026, the conventional loan limit for Erwin, within the county of Steuben, NY, is $726,200. Meanwhile, for a single-family home, the FHA limit is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the top available rates for Conventional, FHA, and USDA loans today. Assess required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program for your financial needs in NY.
2026 Loan Limits and Down Payment Requirements in Erwin, Steuben, NY
Loan Type
Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 14801
Exploring Conventional and FHA Loan Options in Erwin, NY
Lendersa®'s goal is to efficiently connect you with the best Conventional, USDA, or FHA loan with minimal effort. Choose one of three pathways leading to matched lenders and loan programs.
CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.
Our credit union was founded and chartered for business in 1954 by a group of 10 employees at the Ingersoll-Rand Company. Spearheaded by Harold Davis, the Ingersoll-Rand Union President, this group signed the original paperwork to have our credit union recognized by the National Credit Union Administration (NCUA).
Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Alternatives is a regional Community Development Credit Union (CDCU) & a Community Development Financial Institution (CDFI). Our mission is to build wealth & create economic opportunity for underserved people & communities. Our vision is to lead an economic movement to create thriving, empowered communities with financial freedom for everyone.
Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.
