FHA VS Conventional loan programs in Erwin, Steuben County, New York

As of 2026, the conventional loan limit for Erwin, within the county of Steuben, NY, is $726,200. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the top available rates for Conventional, FHA, and USDA loans today. Assess required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program for your financial needs in NY.

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2026 Loan Limits and Down Payment Requirements in Erwin, Steuben, NY

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 14801

Exploring Conventional and FHA Loan Options in Erwin, NY

Lendersa®'s goal is to efficiently connect you with the best Conventional, USDA, or FHA loan with minimal effort. Choose one of three pathways leading to matched lenders and loan programs.

Lendersa USDA loan results from requests


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