FHA VS Conventional loan in Carmel, Putnam County, New York
In 2025, the conventional loan limit for Carmel, located in the county of Putnam, NY, is set at $1,089,300. Meanwhile, the FHA loan limit for a single-family residence is $1,089,300.
Use the Lendersa® Conventional loan calculator to assess the top rates available today—comparing Conventional, FHA, and USDA loans. This tool helps you figure out the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, enabling a well-informed choice of the best program in NY for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Carmel, Putnam, NY
Type of Loan
Maximum Loan Amount
Minimum Down Payment Required
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The given comparison table is relevant for the following zip codes: 10512, 10541, 10542
Available Loan Options: Conventional and FHA in Carmel, NY
The mission of Lendersa® is to efficiently deliver the optimal Conventional, USDA, or FHA loan with minimal fuss. Start with any of the three outlined pathways to connect with matching lenders and explore various loan offerings.
Vista Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our mission is to serve you with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.
We believe in mPowering our customers, the importance of giving back to the communities we serve, & we are proud to stand behind our promises.
In business since 1868, we are the third oldest independent bank in Texas. With current assets over $600 million, we are 10 branches located in 7 cities: Waxahachie, Midlothian, Red Oak, Italy, Cedar Hi
Security First Bank of North Dakota is a locally operated, family owned community bank. We have four main banking offices, which are located in Center, New Salem, Mandan and Bismarck. We also have a part time office in Almont. Security First Bank of North Dakota was founded by local, Morton County folks in New Salem.
8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX, 76182
"Lending Edge Mortgage has built a reputation for excellence through customer service.
Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas.
Our vision is to have the reputation of being “The Lender of Choice” from all our customers"
At HT Lending Group has 20+ years in the mortgage industry. HT Lending is a full service mortgage bank truly committed to helping you find the right mortgage product. We understand that every client is different, and we offer a variety of products to meet your individual requirements.
Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.
The Dunmire Team, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity Combining 21 years mortgage origination experience with the industry-lowest interest rate and closing cost combinations, we won’t be beat! We will help determine the best financing options to fit short and long-term goals.
Empowering Homeownership with BL LENDER
BL LENDER, your gateway to seamless home financing solutions, specializes in providing customized lending services. Our expert team, reachable at (877) 774-4240, is devoted to crafting financing packages that fit your unique needs, turning the dream of homeownership into reality. Let BL LENDER guide your j
