For the year 2026, the conventional loan limit in Kent, within Putnam County, NY, is set at $1,089,300, while the FHA limit for a single-family residence is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to contrast the best available rates from today for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents required for qualification. Our advanced tool lays out Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the optimal program in NY tailored to your financial circumstances.
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| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
These limits apply to the zip codes: 10512
The mission of Lendersa® is to swiftly deliver the optimal Conventional, USDA, or FHA loan solutions without hassle. Choose one of the three methods to align with matched lenders and loan options.
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