In 2026, the Conventional loan limit for Patterson in Putnam county, NY, is set at $1,089,300. Meanwhile, the limit for an FHA loan on a single-family home is $1,089,300.
Employ the Lendersa® Conventional loan calculator to assess today’s best rates among Conventional versus FHA and USDA options. Calculate the income, creditworthiness, reserves, and document prerequisites for qualifications. Our advanced mortgage calculator lets you compare Conforming Conventional loans side by side with USDA, FHA, and VA options to decide which program is most advantageous for your financial circumstances in NY.
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| Type of Loan | Limit Applied | Down Payment Rate |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
Applicable to zip codes: 10512
Lendersa® is dedicated to ensuring you get the best possible loan under Conventional, USDA, or FHA categories swiftly and effortlessly. Choose from three different starting points to match with appropriate lenders and loan plans.
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