In 2026, the conventional loan limit in Lake-Carmel, located in the county of Putnam, NY, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.
Using Lendersa® Conventional loan calculator, you can compare today's top rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to choose the most fitting program for your financial situation in NY.
Investigate loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $970,800 | 3% | |
| USDA | $657,900 | 0% | |
| FHA | $970,800 | 3.5% |
This comparison table applies to zip codes: 10512
Lendersa® aims to connect you with the best Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three starting routes to find matching lenders and suitable loan programs.
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