FHA VS Conventional loan programs in Lake-Carmel, Putnam County, New York
In 2025, the conventional loan limit in Lake-Carmel, located in the county of Putnam, NY, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.
Using Lendersa® Conventional loan calculator, you can compare today's top rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to choose the most fitting program for your financial situation in NY.
2025 Loan Limits and Down Payment Requirements in Lake-Carmel, County of Putnam, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table applies to zip codes: 10512
Explore Conventional and FHA Loan Options in Lake-Carmel, NY
Lendersa® aims to connect you with the best Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three starting routes to find matching lenders and suitable loan programs.
6080 Hamner Avenue, Suite 103, Eastvale, CA, 91752
At Griggs Mutual Realty & Management, the ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. The Griggs Mutual Realty & Management Team is your premier mortgage company located in Eastvale, California.
Escondido Federal Credit Union provides savings & loan products to help achieve your goals throughout life. When you become a shareholder-member at EFCU, you instantly become eligible for all the benefits the Credit Union has to offer. Unlike banks, our profits are returned to members in the form of lower fees, higher dividends and lower loan rates
600 La Terraza Blvd , 3rd Floor, Escondido, CA, 92025
RiteWayMortgages.com is a Lender/Broker company selling mortgage loans to borrowers. We are licensed under the California Finance Lenders Law.
Our mission is to provide borrowers with the lowest rates possible for mortgage loans. Our objective is to educate the borrower about all the aspects that effect mortgage loans
170 West Mission Avenue, Suite 2, Escondido, CA, 92025
Mario Cisneros, a personal finance expert with Latin Financial Group. Our sole purpose of educating homeowners on how to better create wealth through mortgage planning. Mortgage planning is the process of utilizing and leveraging borrowers’ home mortgages to help them better and more quickly achieve their short- and long-term financial goals.
1835A-S. Centre City Parkway, Suite 182, Escondido, CA, 92025
AIS Enterprise, Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit.
333 South Juniper Street, Suite 105, Escondido, CA, 92025
Home Financing Specialists Providing the lowest rates and closing costs in combination with my award winning customer service has allowed me to develop lasting business and personal relationships over the years Obtaining a home loan is the largest financial investment for a majority of individuals and families.
508 West Mission Avenue, Suite 200, Escondido, CA, 92025
Robison Home Loans mission is to provide clarity, direction and peace to peoples dreams. Our main area of focus is on financing residential property. Our clients rave about the education, communication and pricing they receive when doing a home mortgage with us. As a local owned mortgage company we fund loans in our own name
With over 50 years of combined experience, Focus Capital has found its specialized niche – delivering creative solutions for our clients and providing a variety of elite services in the areas of retail, wholesale, and private lending. Our industry-leading tools equip buyers with knowledge.
500 La Terraza Blvd Suite 150, Escondido, CA, 92025
We are an established business with Realtors and Loan Officers with many years of experience. We are a one stop shop! As Realtors serving all of SD and SW Riverside, our goal is to help you meet your needs financially, help you relocate, make the process less stressful and most importantly get you top dollar for your property.
3400 Inland Empire Blvd, Suite 101, Ontario, CA, 91764
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
3333 Concours St, Bldg 4, Suite 4100, Ontario, CA, 91764
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
