Explore the differences! FHA VS Conventional loan programs in Cayuga-Heights, Tompkins County, New York
In the year 2025, the Conventional loan limit for Cayuga-Heights, situated in Tompkins county, NY, is set at $647,200. For a single-family home, the FHA loan limit is $420,680. These differing limits provide critical information for prospective borrowers planning their financial strategies in real estate.
Leverage the Lendersa® Conventional loan calculator to compare current rates of Conventional, FHA, and USDA loans. Determine the essential income, credit requirements, reserves, and documentation necessary to qualify for these loans. Our advanced mortgage calculator displays a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you to choose the best program in NY based on your unique financial needs and objectives.
Review loan offers from 100 different lenders to find the one that best suits your requirements, giving you the power to make informed decisions tailored to your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Cayuga-Heights, Tompkins County, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Certain zip codes: 14850 are applicable in this context, thus providing location-specific insights for better decision-making.
Diverse Loan Options: Conventional and FHA in Cayuga-Heights, NY
At Lendersa®, our ambition is to help you secure the best possible loan, whether it's through a Conventional, USDA, or FHA program, with ease and swiftness. Choose one of three pathways to find lenders that match and offer the programs suitable for you.
Whether initiating a new home purchase or refinancing an existing one, these resources are crafted to smooth the process, providing flexible and supportive options along your financial journey.
Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.
At Ever $ Green Federal Credit Union, we strive to provide a full range of services to meet the complete financial needs of our members. Our decisions are based on what is best for our membership, not what is best for the bottom line. Ever $ Green Federal Credit Union has been open since 1968.
At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.
Rochester & Monroe County Employees Federal Credit Union
460 N Goodman Street, Rochester, NY, 14609
Get the most out of your membership with Rochester & Monroe County Federal Credit Union. With a full range of financial products and services, our goal is to help make banking easy for our members so they can meet their goals. Members are eligible for a range of services to make banking, investing, and lending easier than ever.
Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.
ESL Federal Credit Union serves as a full-service financial institution to more than 384, 000 members and 13, 200 businesses. The company provides personal, business banking, mortgage services and wealth management services through its locally-based 23 branch network, telephone, mobile, online and live chat center.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.
Ukrainian Federal Credit Union is insured by the National Credit Union Administration and offers personal and business financial services including savings and checking accounts, share certificates, loans, mortgages, VISA credit and debit cards, wire transfers, and online and mobile banking.
Citizens Savings Bank is a local community bank that has been serving Northeastern PA for over 100 years. We have 7 locations and offer 24/7 online services such as mobile banking with mobile check deposit & online banking and bill pay.
Customers can easily open an account or apply for a loan online.
421 Northern Boulevard South, Abington Township, PA, 18411
Hemisphere Home Loans is licensed by the Pennsylvania Department of Banking & Securities. We have been helping homeowners achieve their goals since 1999. We take pride in providing a professional yet personal experience for each and every borrower steve has been in the mortgage industry for over 25 years and takes pride in helping each borrower.
4311 Middle Settlement Road, New Hartford, NY, 13413
GPO Federal Credit Union is proud to be one of the area’s largest credit unions, serving more than 30, 000 members from Oneida, Herkimer, Madison Counties and beyond. As a credit union, we are a not-for-profit, member-owned financial cooperative. At GPO, our mission statement is simple, ‘Our Focus is You’. We aim to serve our members.
