FHA VS Conventional loan programs in Ithaca, Tompkins County, New York

Within 2025, the set limit for Conventional loans in Ithaca, which resides in Tompkins county, NY, is $726,200. Meanwhile, for a single-family dwelling, the FHA limit is defined as $472,030. These established limits are crucial for potential homebuyers and real estate investors, as they offer guidance and structure for financial planning and decision-making within the marketplace.

Use the Lendersa® Conventional loan calculator to compare today's optimal rates across Conventional, FHA, and USDA loan options. This calculator is an invaluable tool to assess key factors like income, credit score, financial reserves, and necessary documentation required to qualify. Our advanced calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting in making well-informed decisions about which program fits best with your own financial scenario in NY. This comprehensive view empowers you to optimize your mortgage selections effectively.

Explore and contrast various loan offers from 100 lenders

An insight into 2025 loan limits and downpayment requisites in Ithaca, within Tompkins county, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the zip codes: 14853, 14850, 14851

Available loan alternatives: Conventional and FHA in Ithaca, NY

The primary goal of Lendersa® is to facilitate a smooth and rapid attainment of the most suitable Conventional, USDA, or FHA loan, minimizing unnecessary complexities. You can choose from three definitive starting paths designed to pair you with fitting lenders and loan options that align with your specific needs. This customized approach aims to streamline the loan acquisition process, promoting a more efficient and rewarding experience for borrowers.

Examine USDA loan request results with Lendersa


  • Lakeside Mortgage
  • 3025 N. Western Avenue, Suite 102, Chicago, IL, 60618
  • At Lakeside Our Vision is… To be known as the most Professional and Ethical mortgage company in the Chicago land area. We have but One Mission… We choose to focus on our customers and their needs – One Relationship at a Time. It has made us who we are today and will carry us securely into the future.
  • Continuum Capital Funding
  • 4044 North Lincoln Ave, Suite 406, Chicago, IL, 60618
  • Continuum Capital Funding (CCF) is a direct lender, providing loans to professional re-developers of rental residential and mixed-use properties throughout Chicagoland. Since 2007 we have helped our clients acquire, renovate and stabilize investment properties CCF customers are typically experienced real estate investors.
  • FIRST PEOPLES BANK
  • 206 W Broadway Blvd, Jefferson City, TN, 37760
  • First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.
  • Dimension Mortgage Corp
  • 1000 Skokie Blvd, Suite 570, Wilmette, IL, 60091
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Marvel Ventures Mortgage Inc
  • 10610 South Western Avenue, Chicago, IL, 60643
  • We pride ourselves in establishing personal relationships that last a lifetime. Diligent service is not optional but a requirement. It has quickly earned us a reputation for conducting business with honesty and integrity. As a result, Marvel Ventures Mortgage was the multiple year Broker of the Year nominee for excellence in their field.
  • Starlight Home Mortgage
  • 4106 Oakton Street, Skokie, IL, 60076
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lamb Financial
  • 6825 North Lincoln Avenue, Lincolnwood, IL, 60712
  • We are a full-service residential financing provider delivering funding solutions to Chicagoland and northern Illinois. We are also recognized as the industry leader in renovation and construction financing with 25+ years of expertise and unique offerings that provide excellent terms and financial flexibility.
  • UnitedOne Credit Union
  • 1117 South 10th Street, Manitowoc, WI, 54220
  • UnitedOne is a member-owned financial cooperative that educates our members and helps them build financial strength. UnitedOne Credit Union was formed in 2002 by the merger between Manitowoc Community Credit Union and First Superior Credit Union. We are a full service financial institution that offers checking accounts, electronic services.