Conventional Loans Vs FHA in Caroline, NY [in 2025]

For the year 2025, the Conventional loan limit assigned for properties in Caroline, which is part of Tompkins county, NY, is set at $726,200. In contrast, for a single-family home, the FHA loan limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess and contrast current top rates available for Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserve requirements, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, assisting you in selecting the best financial program in NY tailored to your specific requirements.

Exploring Conventional and FHA Loan Options in Caroline, NY

Our aim at Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan options effectively and without any hassle. Choose one of the three initial steps that link you to matching lenders and suitable loan programs, crafted to meet your needs efficiently.

View Lendersa's USDA loan request outcomes and results

(585) 624-7474 Lender's profile and map Reviews Pittsford Federal Credit Union 20 Tobey Village Road, Pittsford, NY, 14534 Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.
(315) 894-9924 Lender's profile and map Reviews Remington FCU 39 Central Plaza, Ilion, NY, 13357 Remington Federal Credit Union has been open since 1937. The credit union has assets totaling $54.2 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
(607) 547-5700 Lender's profile and map Reviews Leatherstocking Credit Union 24 Glen Avenue, Cooperstown, NY, 13326 Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, the home of the National Baseball Hall of Fame and Museum. Originally formed to serve the employees of Bassett Hospital, our current field of membership includes anyone who lives, works, worships, attends school..
(570) 955-1700 Lender's profile and map Reviews Peoples Security Bank and Trust Company 150 North Washington Avenue, Scranton, PA, 18503 Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
(570) 961-5300 Lender's profile and map Reviews NET Credit Union 119 Mulberry Street, Scranton, PA, 18503 NET Credit Union We can service all of your personal finance needs - from everyday checking (with no fees) to saving for long-term. Check out our low-interest rates on all types of loans.and also NET Credit Union is non-profit bank located in Northeastern, Pennsylvania. All employees are trained credit score specialist.
(570) 382-3686 Lender's profile and map Reviews Kapital Mortgage Lending LLC 329 Penn Avenue, Suite 200, Scranton, PA, 18503 We are an Independent Mortgage Broker Where We Work For You! Our goal is to find the best mortgage for your lifestyle. Unlike the big banks we specialize in just Mortgages. We partner with several lenders & have access to lower wholesale rates.We act as your personal loan shopper & can get you to the closing table in as little as 21 days or less.
(585) 243-1500 Lender's profile and map Reviews Genesee Valley Federal Credit Union 4621 Millennium Drive, Geneseo, NY, 14454 At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).
(570) 693-0500 Lender's profile and map Reviews UFCW Community Federal Credit Union 377 Wyoming Avenue, Wyoming, PA, 18644 UFCW Community Credit Union is a non-profit financial institution. Our financial services are offered with you as our first priority. As a member, you have access to a wide range of quality services and benefits. Our financial services are competitively priced and convenient. With all of your personal banking services all in one place.
(800) 538-3847 Lender's profile and map Reviews Whitehall Mortgage Financial 306 S Keyser Ave, Old Forge, PA, 18518 Whitehall Mortgage has been providing Residential Home Mortgage Loans throughout the Commonwealth of Pennsylvania for over three decades. The father and son duo, Douglas and Dallas, use their Northeasten PA roots and knowledge to best serve this area with the best mortgage service.
(877) 879-3622 Lender's profile and map Reviews FNCB Bank 100 South Blakely Street, Scranton, PA, 18512 FNCB Bank was established as a National Banking Association in 1910 as The First National Bank of Dunmore. After 70 years of operating in one location at Dunmore Corners, the Bank expanded to Scranton (1980) and Dickson City (1984). On October 27, 1987, upon approval at a special shareholder's meeting
(800) 388-4380 Lender's profile and map Reviews Fidelity Bank Pennsylvania 101 North Blakely Street, Scranton, PA, 18512 Fidelity Bank has over 118 year history of exceeding its clients' expectations with engaging and client-focused employees who listen, understand, and recommend the products and services that best suit YOU. The team of Fidelity Bankers focuses on serving as trusted financial advisors to its clients
(570) 335-9397 Lender's profile and map Reviews My City Mortgage 1439 Monroe Ave, Suite 2, Dunmore, PA, 18512 My City Mortgage strives to provide applicants with a smooth, transparent loan process. Learn how we combine technology with unsurpassed customer service in order to provide customers with the most efficient mortgage process possible. My City Mortgage strives to provide applicants with a smooth, transparent loan process.