FHA VS Conventional loan programs in 2025 for Northeast-Ithaca, Tompkins County, New York

In 2025, the loan limit for conventional loans in Northeast-Ithaca, county of Tompkins, NY, is $647,200. The FHA loan limit for a single-family home is $420,680.

With the Lendersa® Conventional loan calculator, you can assess today's best rates among Conventional, FHA, and USDA loans, determining required income, credit, reserves, and documentation. Compare the Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in NY suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Northeast-Ithaca, Tompkins, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is relevant for the zip codes: 14850

Conventional and FHA Loan Options in Northeast-Ithaca, NY

Lendersa® aims to secure you the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points leading to matched lenders and loan programs.

Lendersa USDA loan request results and matches


  • Indiana Members Credit Union
  • PO Box 47769, Indianapolis, IN, 46247
  • Indiana Members Credit Union was established as Indiana University Medical Center Federal Credit Union in 1956 by employees of the Indiana University Medical Center, on what is today’s IUPUI Campus. Established as a member-owned, not-for-profit financial institution, founded on and by the employees of the IU Medical Center.
  • Elements Financial
  • 225 South East Street, Suite 300, Indianapolis, IN, 46202
  • "At Elements, we provide a variety of powerful financial products and services through the safe harbor of a consumer-owned credit union. Yet Elements is not just a credit union. We are financial wellness providers who promise to help you achieve financial wellness in life with your own money management plan."
  • Stanford Funding
  • 2525 Shanklin Ln, Denver, NC, 28037
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Bailey & Wood Financial Group
  • 740 Main Street, Whiteland, IN, 46184
  • Wood, Bailey & Wood Financial Group is designed to bring a simple concept to the home lending process. Service is the key and is what separates us from other lenders and banks.From the start Bailey & Wood sat out to change the thoughts and perceptions of what a Mortgage Company was and how they conducted business.
  • The Farmers Bank, Frankfort, Indiana
  • 9 East Clinton Street, Frankfort, IN, 46041
  • The Farmers Bank is a $775 million asset organization chartered in 1876 with headquarters in Frankfort, IN. The Farmers Bank is locally owned and operated with 10 banking offices located in Central Indiana providing retail, business, investment & trust services, mortgage, and electronic banking services.
  • Mortgage and Title Solutions LLC
  • 2737 Stones Bay Drive, Greenwood, IN, 46143
  • Mortgage and Title Solutions Enjoys working with a lending professional who truly cares about getting the results they deserve. That personal commitment is backed by a depth of experience that’s rare in the lending industry today. To catch just a glimpse of the expertise you’ll have on your side.
  • Nest Mortgage Group.
  • 200 Byrd Way, Suite 145, Greenwood, IN, 46143
  • We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates terms & costs-to meet your unique needs
  • First Community Bank
  • 809 West Main Street, Rogersville, TN, 37857
  • First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.
  • Millenia Mortgage
  • 3100 Freedom Way, Hubert, NC, 28539
  • Millenia Mortgage was originally established January 1, 2000. As you are aware, there are many mortgage companies and banks that offer low rates and fees but not many people understand why there is a fluctuation in costs associated with doing a loan if all programs and guidelines are standard to the industry.
  • Absolute Lending Logistics, LLC
  • 462 E. Jefferson St, Franklin, IN, 46131
  • We specialize in the managing of residential appraisals for credit unions, banks and lenders of all sorts. Our nationwide database of 36, 000 residential appraisers and customized selection process ensures that the highest qualified appraiser perform each assignment. Our software is integrated with LOS systems.
  • Chapman Mortgage
  • 8001 S Meridian St, Indianapolis, IN, 46217
  • "Chapman Mortgage has been in business since January 2000. We are a local company on the southside of Indianapolis. We are licensed to serve the entire state of Indiana. Chapman Mortgage offers the following mortgage products: Purchase Refinance Fixed & ARMs Conventional Loans FHA Loans VA Loans"