Explore the differences! FHA VS Conventional loan programs in Chazy, Clinton County, New York

In 2026, the Conventional loan limit in Chazy, within the county of Clinton, NY is set at $726,200, while the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess the current best rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage tool provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most suitable program in NY for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Chazy, Clinton County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 12992

Conventional and FHA Loan Options in Chazy, NY

The purpose of Lendersa® is to swiftly connect you with the best available Conventional, USDA, or FHA loans without hassle. Choose one of three pathways to find compatible lenders and appropriate loan programs.

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Chazy Lenders

  • UFirst Federal Credit Union
  • 274 Rugar Street, Plattsburgh, NY, 12901
  • Lends in New York
  • In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.

  • Champlain National Bank
  • 3900 NYS Route 22, Willsboro, NY, 12996
  • Lends in New York
  • Champlain National Bank’s history dates back to 1909 when Lake Champlain National Bank began operations in Westport, NY. The Champlain National Bank that exists today was formed in 1959 as the result of the merger between Essex County National Bank in Willsboro, NY (founded in 1921) and Lake Champlain