FHA VS Conventional loan programs in 2025 for Mooers, Clinton County, New York
In 2025, the loan limit for a Conventional mortgage in Mooers, located in the county of Clinton, NY, is $726,200. Comparably, the FHA limit for a single-family home is set at $472,030. These limits are crucial for potential homeowners in determining their borrowing capacity and planning their financial strategies effectively when considering a purchase in this region.
Using the Lendersa® Conventional loan calculator, you can directly compare today's most competitive rates for Conventional, FHA, and USDA loans. This tool not only helps you explore the attractive rates but also determines the necessary income, credit score, financial reserves, and necessary documentation to meet qualification requirements. With our advanced mortgage calculator, you’ll have a clear view of Conforming Conventional, USDA, FHA, and VA loans side by side. This functionality assists significantly in selecting the best financing program in NY that aligns with your specific financial situation and long-term goals.
Investigate loan offers from an extensive network of 100 different lenders, offering a wide variety of choices tailored to diverse financial needs and aspirations. This access enables you to find the loan offer that best meets your particular circumstances, ensuring you secure the ideal rate tailored to your situation.
2025 Loan Limits and Down Payment Requirements in Mooers, Clinton County, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This detailed comparison table is relevant for the following zip codes: 12958, 12959, 12935. This specificity ensures that the information provided is as accurate and applicable as possible, taking into account local variations and requirements.
Discover Conventional and FHA Loan Options in Mooers, NY
Lendersa® is committed to helping you secure the most advantageous loan—be it Conventional, USDA, or FHA—both efficiently and effortlessly. Initiate your journey by choosing one of three initial pathways designed to connect you with lenders and loan programs best matching your individual needs. These pathways are crafted to streamline the process, ensuring that you can make informed choices with confidence.
Whether you are financing a new home or refinancing an existing property, the available tools and insights are designed to simplify and support your financial journey, ensuring clarity and ease from start to finish.
Franklin Savings Bank is committed to fulfilling the financial services needs of the families and businesses in New Hampshire. We consistently deliver superior quality service that exceeds the expectations of our customers. As an community savings bank, we acknowledge the importance of improving our customers' financial position.
Victory Funding was established in 2008 - at the start of the financial crash that put 70% of all NY Mortgage Brokers out of business. Tim Halladay started the Victory Funding after spending ten years in the business as an originator, manager and team builder. Prior to that, Tim began his career in Real Estate as investor and developer.
763 Saratoga Road, Suite 4, Burnt Hills, NY, 12027
Prosper First Capital have worked hard to build our reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
Our mission is to remain an independent mutual financial institution, delivering innovative solutions and exceptional service, while assisting our employees, customers and communities to build brighter futures. Bank of New Hampshire has been a mutual banking organization focused on our depositors and accountable to our communities.
Hometown Mortgage Corp. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve 1st.Take advantage of our expertise in the residential lending industry by applying online today.You will find that the skill, professionalism & consideration we give to each of our client
Savings Bank of Walpole is a state chartered mutual savings bank insured by the Federal Deposit Insurance Corporation (FDIC).
We are a financial institution like no other in our market, a financial institution without a shareholder, a mutual bank. Here today, and prepared for tomorrow. Providing the best in banking values — we are your advocat
Tri State Area Federal Credit Union (TSAFCU) is a full-service member-owned not-for-profit community credit union. It was founded in 1953 and continues to grow strong. We focus on providing good old-fashioned “member” service while helping our members answer financial questions, buy new or used vehicles, purchase and refinance homes
At 1st National Bank of Scotia, we rely on our decades of experience both inside and outside the banking industry to help provide our loyal customers with the products and services to fit their needs. Our Board of Directors truly care about providing for our customers and our communities today, tomorrow, and well into the future.
Capital Home are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
646 Plank Road, Suite 102, Clifton Park, NY, 12065
At The Mortgage Place, we recognize that buying or refinancing a home is a huge commitment. At our initial consultation, we will work together to determine your goals, needs and financial strategies. We will patiently describe the different mortgage programs in detail. Together we will decide on the best program and lender for your situation.
Bank of Utica is a full service commercial bank headquartered in Utica, NY. Bank of Utica offers a traditional line of products expected at a community bank, as well as some cutting edge services offered at larger banks. Bank of Utica was founded in 1927 and has been locally owned and operated since its inception.
FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members.
As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.
