For 2026, the conventional loan limit available in Altona, situated in Clinton county of NY, is $726,200, whereas for a single-family home, the FHA limit is $472,030.
The Lendersa® Conventional loan calculator allows you to contrast today's best rates amongst Conventional, FHA, and USDA loans, evaluating the income, credit, reserves, and documents you'll need for qualification. Our advanced mortgage calculator enables you to view Conforming Conventional, USDA, FHA, and VA loans in a side-by-side comparison, guiding you in selecting the program that best fits your financial situation in NY.
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| Loan Type | Maximum Loan Amount | Minimum Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This data is applicable to the zip codes: 12935
The aim at Lendersa® is to connect you with the most suitable Conventional, USDA, or FHA loan promptly, ensuring a hassle-free experience. You can choose among three paths to find lender matches and loan programs:
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