FHA VS Conventional loan in Middleburgh, Schoharie County, New York

In 2025, the limit for conventional loans in Middleburgh, which is within Schoharie county, NY, stands at $726,200. Concurrently, the FHA loan limit for a single-family home is set at $472,030.

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Utilize the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional versus FHA versus USDA loans. Understand the income, credit scores, reserves, and documentation necessary to qualify. With our sophisticated mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans simultaneously to determine which program in NY suits your specific financial circumstances best.

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2025 Loan Limits and Down Payment Needs in Middleburgh, Schoharie County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative table is applicable to the following zip codes: 12122, 12157

Exploring FHA and Conventional Loan Options in Middleburgh, NY

Lendersa® endeavors to secure you the best Conventional, USDA, or FHA loan with speed and no complications. Choose from three different starting approaches that connect you with lenders and loan programs that match.

  1. Submit the ultimate request for optimization of Conventional/USDA/FHA loans
  2. Explore Conventional USDA and FHA rates & terms before taking further steps
  3. Access the most extensive database of Conventional lenders
Outcomes from Lendersa USDA loan requests



  • First Equity Residential Mortgage Inc
  • 310 North Main, Suite 201, Chelsea, MI, 48118
  • If you are looking for First Equity Residential Mortgage, Inc., or are interested in financing a home in Michigan, you've come to the right place. Although we have some information on the website, the lending industry is going through constant change. We encourage you to give us a call with your unique circumstances and needs.

  • OHIO HOME FINANCE, Ltd.
  • 5550 Twp Rd 93, Mc Comb, OH, 45858
  • Ohio Home Finance, our job is to make your application for a VA Home Loan a very easy process. We are looking forward to working with you Our founder, Jeff Vance, Sergeant Army Infantry back in the day has been doing VA loans for over 20 years.Specialists well-known throughout the states of Ohio, Indiana and Michigan.

  • United Financial Credit Union
  • 1026 W. Midland Road, Auburn, MI, 48611
  • Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.

  • ValleyStar Credit Union
  • 35 Dupont Rd, Martinsville, VA, 24112
  • ValleyStar Credit Union has been serving businesses and families like yours since 1953. It’s our mission to make banking and managing your finances as easy and convenient as possible. We want to get beyond the dry language of mortgages, loans, accounts and credit cards to what you really care about.

  • TLC Community Credit Union
  • 3030 S Adrian Highway, Adrian, MI, 49221
  • TLC Community Credit Union proudly serves anyone that lives or works in LENAWEE, HILLSDALE, JACKSON, WASHTENAW, OR MONROE COUNTIES! Our mission is to promote the philosophy of people helping people. We strive to be the primary provider of financial services to our members and their families.

  • Metro Mortgage Group
  • 405 E. Main Street, Owosso, MI, 48867
  • We are a small company that takes pride in having a vested personal interest in your financial success. We are a lender, not a broker, so we have a vested interest in your success. To us, an educated buyer is a good buyer. While we maintain a small size, we have strategic partners that allow us to offer all the products the biggest player

  • First South Bank
  • 1311 Carolina Avenue, Washington, NC, 27889
  • Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered

  • First NRV Credit Union
  • 900 W. Main St, Radford, VA, 24141
  • Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".

  • First Flight Federal Credit Union
  • 3530 South Memorial Dr, Greenville, NC, 27834
  • First Flight Federal Credit Union is a full-service financial institution that has been serving members around the world since 1952. With branches across the state, First Flight serves a broad membership including residents in many area communities and employees of a variety of industries

  • Chivaho Federal Credit Union
  • 190 North Bridge Street, Chillicothe, OH, 45601
  • The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each
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