In 2026, the limit for conventional loans in Middleburgh, which is within Schoharie county, NY, stands at $726,200. Concurrently, the FHA loan limit for a single-family home is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional versus FHA versus USDA loans. Understand the income, credit scores, reserves, and documentation necessary to qualify. With our sophisticated mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans simultaneously to determine which program in NY suits your specific financial circumstances best.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparative table is applicable to the following zip codes: 12122
Lendersa® endeavors to secure you the best Conventional, USDA, or FHA loan with speed and no complications. Choose from three different starting approaches that connect you with lenders and loan programs that match.
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