Explore the differences! FHA VS Conventional loan programs in Schoharie, Schoharie County, New York
In 2025, the Conventional loan limit for Schoharie, within the county of Schoharie, NY, amounts to $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Leverage the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting the most suitable program in NY for your specific financial needs.
Understanding 2025 Loan Limits and Down Payment Requirements in Schoharie, Schoharie County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to these zip codes: 12157, 12092
Explore Loan Options: Conventional and FHA in Schoharie, NY
The aim of Lendersa® is to promptly secure the best possible Conventional, USDA, or FHA loan with minimal hassle. Start with one of the three pathways to connect with matching lenders and fitting loan programs.
Our mortgage lending services cater towards getting our clients the best options possible, no matter their financial situation or real estate background. Whether you need help negotiating a mortgage for an investment property or existing home, or purchasing a new home, EWU Lending can manage all your mortgage needs.
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2550 W Union Hills Dr, Suite 350, Phoenix, AZ, 85027
Goettl Mortgage Corporation since 2018. Laurie serves as a guiding light with the “Clients First” attitude that sets an example to her employees. Her ability as a leader has proven to be a benefit in spearheading every endeavor, she has been a part of in the business field. Also, she has hands-on experience with management, loan origination.
2550 N Union Hills Drive, Suite 350, Phoenix, AZ, 85027
At DGS, we are a full service Real Estate and Mortgage Brokerage. We have experts at your fingertips that can help you through every stage of the home buying process. Our loan originators have a constant eye on the market and are able to advice you on the best time to lock in your rates.