Explore the differences! FHA VS Conventional loan programs in Schoharie, Schoharie County, New York

In 2025, the Conventional loan limit for Schoharie, within the county of Schoharie, NY, amounts to $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting the most suitable program in NY for your specific financial needs.

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Understanding 2025 Loan Limits and Down Payment Requirements in Schoharie, Schoharie County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to these zip codes: 12157, 12092

Explore Loan Options: Conventional and FHA in Schoharie, NY

The aim of Lendersa® is to promptly secure the best possible Conventional, USDA, or FHA loan with minimal hassle. Start with one of the three pathways to connect with matching lenders and fitting loan programs.

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  • At DGS, we are a full service Real Estate and Mortgage Brokerage. We have experts at your fingertips that can help you through every stage of the home buying process. Our loan originators have a constant eye on the market and are able to advice you on the best time to lock in your rates.