FHA VS Conventional loan programs in Croton-on-Hudson, Westchester County, New York

In 2026, the conventional loan limit in Croton-on-Hudson, Westchester County, NY, is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.

Use the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA. This tool helps you assess the income, credit, reserves, and documents needed for approval. See side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to determine which program suits your financial situation in NY best.

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2026 Loan Limits and Down Payment Requirements in Croton-on-Hudson, Westchester County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table applies to zip codes: 10520

Loan Options for Conventional and FHA in Croton-on-Hudson, NY

Lendersa® is dedicated to finding you the ideal Conventional, USDA, or FHA loan quickly and with ease. Choose from one of three starting paths to connect with lenders and suitable loan programs.

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  • United Direct Lending LLC
  • 4770 Biscayne Blvd, Suite 730R, Miami, FL, 33137
  • We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.

  • CMG Capital
  • 4141 Northeast 2nd Avenue, Suite 204a, Miami, FL, 33137
  • CMG Capital is a highly reputable correspondent lender, licensed in Florida and Colorado, and backed by some of the largest wholesale institutions in the industry, as well as by capital from around the globe. We have an outstanding mortgage platform that makes us a superior alternative too many other mortgage companies in the area.

  • First Capital Group Inc
  • 2125 Biscayne Blvd, Suite 205, Miami, FL, 33137
  • We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending... from purchase to refinance, and now we even offer an in house Title Company to assist with closing We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.

  • Capital Funding Services
  • 3250 NE 1st Ave, Ste 305, Miami, FL, 33137
  • Capital Funding Services Corporation has funding partners nationwide to help Get the Funding You Need. From SBA Loans, Fixed Term Loans, Lines of Credit, Business Funding, Hard Money, Private Money, Bridge Loans, Equipment Financing and more. Mr. Amaro has been in the financial arena for the past 20 years. His background includes mortgage financ

  • First Option Bank
  • 502 Market Street, La Cygne, KS, 66040
  • In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas. We continue to be a locally-owned bank today and over the decades have expanded to the communities of LaCygne, Louisburg, Paola and Spring Hill. business in Osawatomie, Kansas. We continue to be a locally-owned bank today.

  • Today’s Bank
  • 432 Madison 1650, Huntsville, AR, 72740
  • Today’s Bank, commitment to our customers by providing a strong, stable and secure banking experience has been our promise since we opened our doors over 30 years ago. This commitment to individuals, families and businesses in our communities throughout Northwest Arkansas and the Arkansas River Valley is delivered everyday through personal service,

  • Real Property Mortgage
  • 8200 NW 41st Street, Suite 200, Doral, FL, 33166
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • DEC Lending-Construction, Private, & Hard Money
  • 3785 NW 82nd Ave, Suite 304, Miami, FL, 33166
  • DEC Lending is personable, reliable, and ready to meet your real estate financial goals. We offer a wide array of loan programs to meet all of our clients requests. DEC Lending is the solution for all your real estate lending needs. We are ready to solve your challenges in order to reach your full potential, just ask our clients