FHA VS Conventional loan in East-Hampton, Suffolk County, New York
For 2025, the maximum limit on Conventional loans in East-Hampton, within Suffolk county in NY, is $970,800. The FHA limit for a single-family home, by comparison, is set at $970,800.
Employ the Lendersa® Conventional loan calculator to examine today's leading rates for Conventional, FHA, and USDA loans. Evaluate the necessary income level, credit, reserve, and document requirements to qualify. This sophisticated mortgage calculator renders side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA programs, aiding you in selecting the most suitable option available in NY for your unique financial scenario.
2025 Loan Limits and Downpayment Specifications for East-Hampton, NY
Loan Type
Permitted Loan Limit
Required Downpayment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
Note: This comparison table is relevant to the zip codes: 11954, 11975, 11937, 11930
FHA and Conventional Loan Programs in East-Hampton, NY
The mission of Lendersa® is to provide swift access to the most optimal loan offerings—be it Conventional, USDA, or FHA—efficiently and without hassle. Choose one of three paths to connect with suitable lenders and loan programs immediately.
Gas & Electric Credit Union proudly serves employees and retirees of MidAmerican Energy, the City of Rock Island, BITCO Insurance, Illinois Casualty Company, Rock Island Corps of Engineers, Friendship Manor, Rock Island Milan School District, Downtown Rock Island District Businesses and many other local, small businesses
Our mission is simple: To help members like you enjoy the best possible financial life. We do this with low fees for our services, competitive loan rates, and helpful advice whenever it’s needed. Every day, in every way, you can count on us as a partner in making the most of your money.
Valley Credit Union was originally chartered as Sheffield-Tuscumbia Credit Union. On January 19, 1956, eight employees of Sheffield and Tuscumbia Board of Education petitioned the state of Alabama for a charter to provide their employees with a convenient way to save and borrow. Today Valley has grown from 22 members in their first month.
SouthPoint Bank was launched in October 2005 by former SouthTrust Corporation executives. Steve Smith, currently Chairman, President and Chief Executive Officer got the idea of opening a Bank when the former SouthTrust Bank was purchased by Charlotte-based Wachovia Corporation in June of 2004.
APCO Employees Credit Union is a not for profit, full service financial institution. The Credit Union was formed in 1953 for the purpose of promoting thrift and providing a source of low cost credit for its members. APCO is member owned and operated and its only reason for existence is to help its members do better financially.
Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.
We are a full-service mortgage company based in Birmingham, Alabama providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout Alabama, Florida, and Texas including Conventional, VA, FHA, USDA, and Jumbo loans.
America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the Birmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members.
The Hardin County Bank is a locally owned and operated, growing Financial Services Center dedicated to serving our community since 1973. With offices in Savannah, Adamsville, and Pickwick/Counce, we can provide fast, courteous service, and furnish the most up to date financial products available in the banking industry.
