In 2026, the limit for conventional loans in Shelter-Island, within Suffolk, NY, is established at $970,800. Meanwhile, the FHA loan limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates of Conventional, FHA, and USDA loans, and ascertain the income, credit standing, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the best program suitable for your financial situation in NY.
Review loan offers from a group of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
Applicable to zip codes: 11964
The mission of Lendersa® is to swiftly acquire the best possible Conventional, USDA, or FHA loan hassle-free. Select one of the three pathway options to match with lenders and tailored loan programs.
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