FHA VS Conventional loan in East-Hampton-North, Suffolk County, New York

As of 2026, the Conventional loan limit in East-Hampton-North, Suffolk county, NY is set at $970,800, while the FHA limit for a single-family home reaches $970,800.

Utilize the Lendersa® calculator to compare today's leading rates for Conventional, FHA, and USDA loans, examining the income, credit, reserves, and documents required for qualification. This tool displays Conforming Conventional, USDA, FHA, and VA loans side by side to help choose the ideal program in NY for your financial situation.

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2026 Loan Limits and Down Payment Requirements in East-Hampton-North, Suffolk County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table applies to zip codes: 11937

Conventional and FHA Loan Options in East-Hampton-North, NY

The goal of Lendersa® is to provide the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting points to find matching lenders and programs.

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East-Hampton-North Lenders

  • Par East Mortgage
  • 15 Toilsome Lane, East Hampton, NY, 11937
  • Lends in New York
  • PAR East is the East End's premier full-service mortgage company, with 25+ years of experience closing loans in New York’s tricky real estate market. Through this experience navigating the over-whelming demands of big banks, PAR East has built a reputation for bringing loans across the finish line with professionalism and ease.

  • Original Funding
  • 575 Underhill Blvd, Suite 216, Southold, NY, 11971
  • Lends in New York
  • Original Funding is not a lender. We provide a service to prospective borrowers wherein we submit their secure application information to our network of lenders. We do not collect a fee from the applicants. Our mission is to match prospective borrowers with our preferred network of lenders. There is no guarantee that your application