Explore the differences! FHA VS Conventional loan programs in Noyack, Suffolk County, New York

In 2025, the Conventional loan limit for Noyack in Suffolk county, NY is $1,089,300, whereas the FHA loan limit for a single family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to compare the best rates of today between Conventional, FHA, and USDA. Determine the necessary income, credit, reserves, and documents required to qualify. With our comprehensive mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA options side by side in NY to decide the best fit for your financial requirements.

Assess loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Noyack, Suffolk County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies specifically to zip codes: 11963, 11969

Conventional and FHA Loan Choices in Noyack, NY

Lendersa® is dedicated to securing the most suitable Conventional, USDA, or FHA loan swiftly and seamlessly. Select one of the three starting points to match you with lenders and appropriate loan programs.

Lendersa's results from USDA loan requests and matches


  • FIDELIS MORTGAGE CORPORATION
  • 1205 E King St, Lancaster, PA, 17602
  • Fidelis Mortgage Corporation's mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. Fidelis is a family owned business since 2007. We have been in the mortgage industry for over 10 years and we are proud
  • Homestead Mortgage Loans Inc.
  • 840 Roosevelt Trail, Windham, ME, 04062
  • "Our team has built a strong reputation as an outstanding local mortgage company, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending"
  • NORTHSTAR MORTGAGE GROUP LLC
  • 625 Roosevelt Trail, Windham, ME, 04062
  • Northstar Mortgage Group LLC specializes in matching home buyers with the right mortgages. We’re committed to providing the highest quality service available anywhere. Northstar Mortgage Group LLC is Mortgage Broker so we can custom fit your needs! When you get pre-approved through Northstar Mortgage Group.
  • Maine Pointe Lending
  • 202 US Route 1, Suite 102, Falmouth, ME, 04105
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Carriage House Mortgage Company
  • 170 US Route 1, Suite 160, Falmouth, ME, 04105
  • Carriage House Mortgage seeks to create excellence within the real estate community. It is our goal to provide sensible, prudent and expert lending services to each one of our clients. We will ensure that we provide only the most appropriate lending products. Our goal is to provide our customers with fair mortgage rates at reasonable prices.
  • Wells River Savings Bank
  • 34 Main Street, Wells River, VT, 05081
  • Wells River Savings Bank (WRSB) has been providing personal and business banking products and services to the Upper Connecticut River Valley of Vermont and New Hampshire for more than 119 years. We take great pride in our tradition of friendly, personal service and our strong commitment to the community.
  • Lebanon Federal Credit Union
  • 300 Schneider Drive, Latrobe, PA, 17046
  • At Lebanon Federal Credit Union, we consider ourselves more than just a credit union. We’re a lifetime financial partner committed to serving you and your family members with unmatched dedication, integrity and care. We take pride in the fact that our small size allows us to build genuine relationships with each of our valued members.
  • Wheatland Federal Credit Union
  • 611 Centerville Road, Lancaster, PA, 17601
  • Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Our Mission is To assist our members in building a solid financial future. At Wheatland FCU, you’re not merely a customer known only by an account number, you’re a member and owner.