FHA VS Conventional loan in East-Islip, Suffolk County, New York
In 2026, the Conventional loan limit for a single-family residence in East-Islip, located in the county of Suffolk, NY, stands at $970,800, whereas the FHA loan limit is $970,800.
Utilize the Lendersa® Conventional loan calculator to assess today's rates for Conventional, FHA, and USDA options and identify the income, credit score, reserves, and documentation required for qualification. With our innovative mortgage calculator, you can view side-by-side comparisons of Conforming Conventional loans, FHA, USDA, and VA programs, aiding you in choosing the optimal program for your financial circumstances in NY.
2026 Loan Limits and Down Payment Requirements in East-Islip, Suffolk, NY
Loan Category
Maximum Loan Amount
Minimum Down Payment
Conforming Conventional
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison table is pertinent to zip codes: 11730
Available Conventional and FHA Loan Options in East-Islip, NY
The aim of Lendersa® is to simplify obtaining the best suitable Conventional, USDA, or FHA loan, efficiently and with minimal effort. You may choose one of three starting points to connect to matching lenders and loan services.
SouthFork Funding offer a variety of loans for both homeowners and future homeowners. With over 3 billion in loans originated, customer satisfaction is our top priority.
Together, we work hard to be leaders in the industry, to stand out from the competition, securing loans when others cannot. Southfork Funding can close loans in 30 days or less
The Mortgage Outlet has originated over $500 million in mortgage loans. We are family owned and operated and have been at the same location, in Sayville. Our philosophy is plain and simple; a satisfied client is our best form of advertising. We provide competitive mortgage products combined with superior customer service
1377 Motor Parkway, Suite 100, Hauppauge, NY, 11749
Lends in New York
Summit Funding Solutions Offers the Financing That You Need, Summit Funding Solutions in a national name in commercial finance and business loans. Whether you are starting a new business or have an established company that needs capital, we offer a wide range of products and services to meet your needs.
The Mortgage Capital Group can help you achieve your goals. By matching the financial goals of our clients with the innovative products of national, regional and boutique lending institutions we shall ensure quality and value throughout the collateralized residential and commercial mortgage process.
We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts,debt consolidations.
Founded in 1940 as the Pan American World Airways Credit Union, PAFCU currently serves 40, 000 employees of over 400 different companies throughout the United States. At PAFCU, there are no customers—everyone is a member and owner of the credit union and receives friendly, respectful service from the staff
527 Townline Road, Suite 305, Hauppauge, NY, 11788
Lends in New York
Lighthouse Mortgage Founder/President. Brokered in excess of $600 million in real estate loans, commercial and residential. Hired and trained a staff of 20 sales people and 5 support staff. Developed program to expedite loan process from initial borrower contact through appraisal, underwriting and closing ensuring quick turnaround time.
Island Federal Credit Union, headquartered in Hauppauge, N.Y., is a not-for-profit, full-service financial institution, providing affordable banking products and services to Long Islanders. Founded in 1955, Island has grown to be among the top-performing credit unions in New York State with over $1 billion in assets, serving more than 45, 000
Our team is local to Long Island, and as CPA’s we make sure we get you the loan product that makes the most financial sense for you. We curate a process that is tailored to you and explain where every cent of your money goes because we always do the right thing by our clients. Take advantage of our historically low rates, refinance.
