FHA VS Conventional loan in East-Islip, Suffolk County, New York

In 2025, the Conventional loan limit for a single-family residence in East-Islip, located in the county of Suffolk, NY, stands at $970,800, whereas the FHA loan limit is $970,800.

Utilize the Lendersa® Conventional loan calculator to assess today's rates for Conventional, FHA, and USDA options and identify the income, credit score, reserves, and documentation required for qualification. With our innovative mortgage calculator, you can view side-by-side comparisons of Conforming Conventional loans, FHA, USDA, and VA programs, aiding you in choosing the optimal program for your financial circumstances in NY.

Explore loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in East-Islip, Suffolk, NY

Loan Category Maximum Loan Amount Minimum Down Payment
Conforming Conventional $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table is pertinent to zip codes: 11730

Available Conventional and FHA Loan Options in East-Islip, NY

The aim of Lendersa® is to simplify obtaining the best suitable Conventional, USDA, or FHA loan, efficiently and with minimal effort. You may choose one of three starting points to connect to matching lenders and loan services.

USDA loan request and matching results by Lendersa


  • Morgan Financial
  • 5805 U.S. Highway 1, Rockledge, FL, 32955
  • Morgan Financial has built a strong reputation as an outstanding mortgage lender; serving the lending needs of real estate professionals and individual homebuyers throughout the state of Florida. We believe in providing a smooth transaction for our clients as well as maintaining client focused throughout the entire loan process.
  • HDH Mortgage
  • 5449 S Semoran Blvd, Suite 225, Orlando, FL, 32822
  • At HDH Mortgage Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • FMB
  • 959 North Commercial Avenue, Saint Clair, MO, 63077
  • We at Farmers & Merchants Bank appreciate our customers and Facebook Fans, and we strive to give you the best customer service possible. That is why we encourage you to contact us directly if you have questions about your account.Facebook Fans, and we strive to give you the best customer service possible.
  • First Federal Credit Union
  • 1035 N Center Point Rd, Hiawatha, IA, 52233
  • First Federal Credit Union was chartered in 1926. Since then, we have been serving our members in Linn County by providing them with community financial services to help families and businesses while holding ourselves to the highest standards. We have recently expanded to serve Benton county.
  • Orlando Credit Union
  • 945 South Orange Avenue, Orlando, FL, 32806
  • We believe in offering a better banking alternative. Because Orlando Credit Union is a not-for-profit financial cooperative, our earnings go back into the credit union to be able to offer competitive rates on savings and loan products, and lower fees than other financial service providers.
  • Priority Credit Union
  • 301 East Michigan Street, Orlando, FL, 32806
  • The mission of PCU is “To foster the growth of our employees & as a team, deliver financial advice & products to the people of our community for each stage of lives” & with years of history combined with a bright future the delivery of dreams seems to continue.We are committed to a set of core values that ensures a member-centric business focus.
  • America's Money Source
  • 2306 Curry Ford Rd, Orlando, FL, 32806
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Logan Finance Corporation
  • 520 Chickasawba Street, Blytheville, AR, 72315
  • LOGAN FINANCE CORP is Industry Leading Investor For Correspondent Lenders.70 Years Ago Max Logan Founded Logan Real Estate For The Purpose Of Helping Young Families & Military Men Returning From World War II Achieve The Dream Of Owning A Home.Realizing The Need For High Quality, Low Cost Homes Logan Began Blytheville's First Housing Subdivision.