FHA VS Conventional loan programs in 2026 for Farmingville, Suffolk County, New York

In 2026, the conventional loan limit for Farmingville, in Suffolk county, NY, is $1,089,300, while the FHA limit is $1,089,300 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and required documents for qualification. This advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side to help choose the best program for your specific financial needs in NY.

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2026 Loan Limits and Down Payment Requirements in Farmingville, Suffolk, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

Applicable to zip codes: 11738

Discover Conventional and FHA Loan Options in Farmingville, NY

The aim of Lendersa® is to secure your best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose from three starting options to match with lenders and find suitable loan programs.

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  • Florida Funding
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  • Homespire Mortgage
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  • Homespire Mortgage is an award-winning mortgage lender, proudly operating branches across 36 states. Whether you’re buying a home or refinancing, you’ve come to the right place. At Homespire Mortgage, we’ve completely re-invented the mortgage process to create a worry-free and hassle-free mortgage experience for you.

  • Battles Capital Investment Inc - PrivateInvestor.com
  • 7512 Dr. Phillips Blvd, Orlando, FL, 32819
  • Battles Capital Investments Inc. - PrivateInvestor.com | Specializes in the placement of private money loans directly with REITs, Individual Private Lenders, Family Offices, Insurance Companies, Hedge Funds, and Attorney Offices Nationwide. We have strong relationships with private money sources throughout the state of Florida.

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  • NSH MORTGAGE
  • 2195 W Huntington Dr, Beverly Hills, FL, 34465
  • NSH Mortgage team has helped thousands of people get quickly and easily approved for mortgages for over 25 years! He is eager to help you get approved for the lowest rate possible, no matter your situation. He works closely with his clients to ensure a stress-free, comfortable experience that leaves everyone happy.

  • Platinum Advantage Mortgage LLC
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  • We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the right mortgage loan for you.

  • Equal Mortgage LLC
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  • Platinum One Financial LLC
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  • Bank of Monticello
  • 201 East Lafayette, Monticello, MO, 63457
  • Bank of Monticello is a Community Bank located in Northeast Missouri. Our Company was organized by local shareholders in 1928 to meet the needs of the families & businesses of Monticello, Missouri & the surrounding communities. While many things have changed over the years, our commitment to the Communities that we serve is stronger than ever.