FHA VS Conventional loan programs in 2025 for Medford, Suffolk County, New York

In the year 2025, the maximum amount for a Conventional loan in Medford, within Suffolk county in NY, is $1,089,300. For an FHA loan, the limit is $1,089,300 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to analyze current options: Conventional, FHA, and USDA. This tool helps determine the necessary income, credit, reserve, and documentation requirements for approval. Our sophisticated mortgage calculator allows you to evaluate Conforming Conventional, USDA, FHA, and VA loans beside each other, aiding in the selection of the most suitable program for your financial scenario in NY.

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2025 Loan Limits and Down Payment Requirements in Medford, NY

Loan Type Maximum Loan Minimum Downpayment
Conforming Conventional $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table is pertinent to the following zip codes: 11763

Options for Conventional and FHA Loans in Medford, NY

The aim of Lendersa® is to secure you optimal loan conditions swiftly and effortlessly, whether Conventional, USDA, or FHA loans are needed. Begin with one of three routes that connect you to ideal lenders and programs.

Lendersa USDA loan request and matching results


  • Altamaha Bank & Trust
  • 206 Jackson St, Vidalia, GA, 30474
  • Altamaha Bank and Trust directly serves the needs of citizens and businesses in Vidalia, Uvalda, & Hazlehurst, GA, as well as the surrounding communities. As the Bank continues to grow, the present directors, officers, & employees of Altamaha Bank & Trust are dedicated to maintaining the standard of excellence that has been set by our predecessors.
  • Community Lending Solutions Inc
  • 801 Moreland Avenue, Suite B, Atlanta, GA, 30316
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • The Frederick Community Bank
  • 106 N. Market St., Paxton, IL, 60957
  • The Frederick Community Bank has a storied and community-focused history since the beginning. The bank started out as the Clarence State Bank and was founded in 1908 by the bank’s first president David Arthur Frederick. The Frederick family wanted to help serve the local farmers and their communities in the Clarence and Goodwine areas.
  • Peace Mortgage Inc
  • 875 Feinberg Ct., Suite 103, Cary, IL, 60013
  • Don Elbert a mortgage banker offering all mortgage products including FHA, VA, Conventional and Jumbo. Serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state for the past 18 years. Don also a trusted mortgage advisor to many CPA’s and Financial planners in the area.
  • Shorewest Realtors, Inc
  • 17450 W. North Ave, Brookfield, WI, 53045
  • John A. Horning's mission to establish Wisconsin's premier real estate company began in 1946 under the name Wauwatosa Realty. Conducting business within his home office, Horning sought to provide his clients with exemplary customer service that extended beyond a transaction. He looked to instill a familial relationship with each customer
  • Wisconsin Mortgage Corporation
  • 17450 West North Avenue, Brookfield, WI, 53045
  • Wisconsin Mortgage Corporation Offering home loan services since 1983, Wisconsin Mortgage Corporation has been providing quality home loans across Wisconsin. Through the years, Wisconsin Mortgage Corporation has always delivered the most progressive mortgage solutions available. Technology and a highly professional team.
  • Superior Mortgage Lending LLC
  • 1026 Concord Rd SE, Smyrna, GA, 30080
  • Superior Mortgage Lending, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders
  • ATL Mortgage Brokerage Co
  • 400 Belmont Place SE, Unit 1303, Smyrna, GA, 30080
  • "ATL Mortgage’s sole goals are to remove the fees, delays, and confusion surrouding the process. We exist to partner with you in demystification of the experience: in making the execution of a big decision the simple part. Based in Atlanta (technically, Smyrna), we’re here to make the home loan process a simple one for you.