FHA VS Conventional loan programs in 2026 for Medford, Suffolk County, New York
In the year 2026, the maximum amount for a Conventional loan in Medford, within Suffolk county in NY, is $1,089,300. For an FHA loan, the limit is $1,089,300 for a single-family residence.
Utilize the Lendersa® Conventional loan calculator to analyze current options: Conventional, FHA, and USDA. This tool helps determine the necessary income, credit, reserve, and documentation requirements for approval. Our sophisticated mortgage calculator allows you to evaluate Conforming Conventional, USDA, FHA, and VA loans beside each other, aiding in the selection of the most suitable program for your financial scenario in NY.
2026 Loan Limits and Down Payment Requirements in Medford, NY
Loan Type
Maximum Loan
Minimum Downpayment
Conforming Conventional
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table is pertinent to the following zip codes: 11763
Options for Conventional and FHA Loans in Medford, NY
The aim of Lendersa® is to secure you optimal loan conditions swiftly and effortlessly, whether Conventional, USDA, or FHA loans are needed. Begin with one of three routes that connect you to ideal lenders and programs.
Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.
Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients.
Our loans are underwritten in-house, resulting in lightning fast funding and an easy application, inspection
627 Horseblock Road, Suite 101, Farmingville, NY, 11738
Lends in New York
Atlantic Home Capital is one of the most well established mortgage brokers on the eastern seaboard. We are multi state licensed & can originate FHA, VA & Reverse mortgages.Our management team has over 30 years combined experience.Our support staff is professional, courteous, diligent & proficient in mortgage procedures from origination to closing.
The Mortgage Capital Group can help you achieve your goals. By matching the financial goals of our clients with the innovative products of national, regional and boutique lending institutions we shall ensure quality and value throughout the collateralized residential and commercial mortgage process.
We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts,debt consolidations.
MCS Mortgage Bankers is a mortgage bank with operations in twenty-six states. MCS Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. MCS Mortgage Bankers is a FREEandCLEAR Certified Bronze Low Rate Lender.
ASEAN CAPITAL, INC. was started in 1998 by Dula Amarasinghe, a 30 year veteran of International Banking Industry. During his tenure with Manufacturers Hanover Trust Company, now JP Morgan Chase Bank, he was the Team Leader handling the business of Sri Lanka, Thailand, Philippines, Pakistan and Nepal desks.
SouthFork Funding offer a variety of loans for both homeowners and future homeowners. With over 3 billion in loans originated, customer satisfaction is our top priority.
Together, we work hard to be leaders in the industry, to stand out from the competition, securing loans when others cannot. Southfork Funding can close loans in 30 days or less
640 Belle Terre Road. Building D, Port Jefferson, NY, 11777
Lends in New York
Our team members are experienced commercial real estate professionals from the investor and banking community. For more information about us call 631-828-4404.
We work hard to exceed expectations in order to satisfy our borrowers’ needs
We have no upfront fees to our borrowers, investors or affiliates. We are success fee driven. No success. N
