As of 2025, the conventional loan cap in Selden, located within Suffolk county of NY, stands at $1,089,300, whereas the FHA threshold is $1,089,300 for a single-family residence.
Utilize the Lendersa® Conventional loan calculator to explore and contrast today's Conventional, FHA, and USDA optimal rates. This tool also helps assess the necessary income, credit, financial reserves, and documents to qualify. Our detailed mortgage calculator presents side-by-side comparisons for Conforming Conventional, USDA, FHA, and VA loans to assist in deciding the most suitable program in NY for your financial preferences.
Explore loan offers from 100 different lenders
| Loan Category | Maximum Loan Amount | Minimum Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This comparison table is applicable for zip codes: 11784
The mission of Lendersa® is to secure the best, hassle-free Conventional, USDA, or FHA loans for you swiftly. Choose one of three methods to match you with lenders and loan plans.
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Bridge Loan Guides
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