In 2025, the highest allowable Conventional loan amount in Ilion, within Herkimer county in NY, is $726,200. Meanwhile, the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate top rates today, comparing Conventional, FHA, and USDA options. Determine the income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, helping to make a choice on the most suitable program in NY for your financial needs.
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| Type of Loan | Maximum Loan Allowed | Minimum Downpayment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table pertains to the following zip codes: 13357
Lendersa® is committed to providing quick, hassle-free access to optimal loan offers, whether Conventional, USDA, or FHA loans are needed. Choose from three pathways to connect with suitable lenders and programs.
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