FHA VS Conventional loan in Herkimer, Herkimer County, New York

For 2025, the Conventional loan limit in Herkimer, within Herkimer county, NY is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's premier rates between Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator allows a side-by-side view of Conforming Conventional, USDA, FHA, and VA products, aiding you to select the best option for your financial scenario in NY.

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2025 Loan Limits and Down Payment Requirements in Herkimer, County of Herkimer, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to the zip codes: 13350

Available Conventional and FHA Loan Options in Herkimer, NY

The aim of Lendersa® is to seamlessly connect you with the best possible Conventional, USDA, or FHA loans quickly and without hassle. Choose from three ways that align you with suitable lenders and loan arrangements.

View USDA loan requests and matching results at Lendersa


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  • 901 Avenue Q, Lubbock, TX, 79401
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  • Triton Group at Legacy Mutual Mortgage
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  • Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage
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  • Randolph-Brooks Federal Credit Union
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  • 4811 50th Street, Lubbock, TX, 79413
  • Lubbock National Bank is part of a local, family-owned banking legacy that has been serving the people of this area since 1892, when the first settlers began arriving in the South Plains and Texas Panhandle. We introduced ourselves to Lubbock just a few years after the city was incorporated.
  • Pixel Mortgage
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  • Capital Mortgage Services Of Texas
  • 4212 50th St, Lubbock, TX, 79413
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  • WIN WIN CAPITAL FUNDING
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  • First Source Capital Mortgage, Inc.
  • 3223 S Loop 289, Suite 150, Lubbock, TX, 79423
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