Explore the differences! FHA VS Conventional loan programs in Fulton, Oswego County, New York
In 2025, the conventional loan limit for Fulton in the county of Oswego, NY, is set at $726,200, while the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate the best current rates, whether it be for Conventional, FHA, or USDA loans. It helps determine income, credit score, reserves, and necessary documentation for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, assisting you to choose the most suitable program for your financial circumstances in NY.
2025 Loan Limits and Downpayment Specifications in Fulton, Oswego, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 13069
Discover Conventional and FHA Loan Solutions in Fulton, NY
Lendersa® strives to facilitate the process of securing the best Conventional, USDA, or FHA loans quickly, without unnecessary complications. Choose from three initial steps that will align you with suitable lenders and loan plans.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Real estate investing requires attention to detail while maintaining a fast-paced mentality.At Catalyst Funding,we not only fulfill your hard money lending needs,but we also provide unrivaled guidance & knowledge throughout the real estate investment journey.Building long-lasting,mutually-beneficial relationships is what sets us apart from the pack
1415 North Loop West, Suite 110, Houston, TX, 77008
Union Fidelity Federal Credit Union is a full-service, not-for-profit cooperative financial institution. Our primary objective is to serve our members the best way possible.
The credit union is committed to put forth every effort to enable our members to become financially self-sufficient and successful.
We offer exceptional service for both the borrower and the Sales Professionals that refer us clients. We understand that financing your dream home is important to all parties. There must be a level of trust between us and we must remember that this is someone’s dream home is on the line and many professionals income is dependent
Preferred Home Lending’s team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
NuHome Group we aim to be the best in the industry. By “Best” we are not looking to be the biggest but we are striving to be the best in quality. By providing best service in the industry we will provide you with the communication you expect and exceeding our clients service expectations closing on time and many times closing your loan.
Blink Lending offers the same Conventional & VA Loans the big banks do, along with Private Money Loans for Real Estate Investors. When considering purchasing a home, you’ll likely have questions. Whether about which loan type is best for you, what is PMI and when is it required, what is an appraisal and why is it necessary
First Imperial Mortgage we have an unparalleled passion for excellence and integrity. As an exclusively referral-based company, we stake our livelihoods on our quality of service and the relationships we make with our clients and referral partners. It is imperative that our service far exceeds our competitors’
