Conventional Vs. FHA Lending requirements Fulton, NY in 2026

In 2026, the conventional loan limit for Fulton in the county of Oswego, NY, is set at $726,200, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the best current rates, whether it be for Conventional, FHA, or USDA loans. It helps determine income, credit score, reserves, and necessary documentation for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, assisting you to choose the most suitable program for your financial circumstances in NY.

Discover Conventional and FHA Loan Solutions in Fulton, NY

Lendersa® strives to facilitate the process of securing the best Conventional, USDA, or FHA loans quickly, without unnecessary complications. Choose from three initial steps that will align you with suitable lenders and loan plans.

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Fulton Lenders
(315) 592-4201 Lender's profile and map Fulton Savings Bank 75 South First Street, Fulton, NY, 13069 Lends in New York Fulton Savings Bank offers comprehensive banking services near Fulton, NY, including deposit accounts, such as checking accounts and savings accounts, as well as loans, such as personal loans, mortgage loans, home equity loans and more. For over 100 years, Fulton Savings Bank has been a trusted provider for competitive Fulton mortgage rates.
(315) 343-7822 Lender's profile and map Oswego County FCU 90 E Bridge Street, Oswego, NY, 13126 Lends in New York Founded in 1975, Oswego County FCU is a member-owned, not-for-profit financial cooperative association dedicated to providing quality financial products and services delivered in a professional, courteous and timely manner. We currently serve the financial needs of approximately 11, 000 members from throughout Oswego County
(315) 638-0233 Lender's profile and map Seneca Savings 35 Oswego Street, Baldwinsville, NY, 13027 Lends in New York Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York. The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.
(315) 437-0001 Lender's profile and map Quickline Capital Partners, Inc 4713 Crossroads Park Dr, Suite 101, Liverpool, NY, 13088 Lends in New York We help individuals and corporate borrowers secure the necessary capital, whether they need a refi, a stated income loan, fix-and-flip financing, or improvement financing. While some properties are harder to finance than others, most anything can be financed with some expert help. We can finance.
(800) 343-8979 Lender's profile and map Paragon Home Loans, Inc 225 Greenfield Parkway, Suite, Suite 207, Liverpool, NY, 13088 Lends in New York Paragon Home Loans, Inc. is a licensed mortgage banker by the New York State Department of Financial Services. Founded in 1976, Paragon Home Loans focuses exclusively on the residential mortgage needs of its customers. We have eight convenient locations in Syracuse, Buffalo, Plattsburgh, Binghamton, Utica, Lake Placid, Cortland and Corning.
(315) 484-2201 Lender's profile and map Solvay Bank 1537 Milton Ave, Syracuse, NY, 13209 Lends in New York Serving the Greater Central New York community for 100 years, Solvay Bank continues to strive to provide consumers and small business customers outstanding service and quality financial products. We are a people-oriented, independent, commercial bank that focuses on meeting the needs of the communities we serve.
(315) 484-2205 Lender's profile and map Solvay Bank 1537 Milton Ave, Solvay, NY, 13209 Lends in New York Founded in 1917, Solvay Bank is the oldest commercial bank in Central New York. We have nine locations in the Greater Syracuse area.Our mission is to provide the best experience for our customers to help make their financial dreams come true, while upholding socially responsible and community-minded principles, and delivering value to our sharehold
(315) 471-4621 Lender's profile and map Syracuse Fire Department Credit Union 211 Wilkinson Street, Syracuse, NY, 13204 Lends in New York The Syracuse Fire Department Credit Union was chartered on March 24, 1950. Since that day, we have proudly served professional firefighters in Syracuse and surrounding communities. Today, our membership primarily consists of profesional firefighters, police officers, emergency responders and other small businesses from around Central New York.
(315) 671-4000 Lender's profile and map Money Federal Credit Union 100 Madison Street, Syracuse, NY, 13202 Lends in New York Mutual of New York Life Insurance Company (MONY) employees founded Money Federal Credit Union in 1976. Credit unions were built on the philosophy of “people helping people.” Money FCU takes that mission statement to the core of how we run our business. It’s about people, community, and sharing resources