Explore the differences! FHA VS Conventional loan programs in Volney, Oswego County, New York

For 2025, the Conventional loan limit in Volney, Oswego county, NY is set at $726,200, while the FHA limit is $472,030 for a single-family home.

Use the Lendersa® Conventional loan calculator to explore and compare today's best rates between Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation you need to qualify. With our advanced calculator, see Conforming Conventional loans alongside USDA, FHA, and VA options, ensuring you select the best program in NY for your financial needs.

Review loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Volney, Oswego, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 13069, 13126

Conventional and FHA Loan Options in Volney, NY

Lendersa® aims to quickly provide the best Conventional, USDA, or FHA loan for you without hassle. Start with any of the three options to find matching lenders and loan programs suited to you.

Results of Lendersa's USDA loan request matching


  • Elite Mortgage Lender
  • 4345 Pioneer Rd, Medford, OR, 97501
  • At Elite Mortgage Lender, Mortgage Specialist in Ashland & Medford, OR, & Denver CO. There seemed to be a real need in the mortgage industry for brokers who genuinely wanted to help people. The mortgage process can be intimidating and even overwhelming for many. The language can seem foreign. I could see a real need for someone
  • Rogue Credit Union
  • 1370 Center Dr, Medford, OR, 97501
  • Beginning in 1956, a group of ten local teachers gathered together to form a credit union designed to serve their member-owners and their community. Today, Rogue Credit Union has grown to a financial cooperative with branches in Coos, Curry, Jackson, Josephine, Douglas and Klamath Counties. Today, we serve over 150, 000 members
  • Mortgage West
  • 20436 Via Cellini, Porter Ranch, CA, 91326
  • Mortgage West is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Mortgage West name is trusted throughout the community.
  • Smart Mortgage & Investments
  • 20545 Bergamo Way, Porter Ranch, CA, 91326
  • Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify
  • Siskiyou Credit Union
  • 1420 Fairlane Road, Yreka, CA, 96097
  • Siskiyou Central Credit Union was founded in 1962 when two visionaries, Betty Pitman & Ken Bley, wanted to offer county employees a safe and affordable place to keep their hard earned pay. When the Credit Union finally got its charter to serve only county employees, Betty would be open for business on Tuesdays and Thursdays during her lunch break.
  • Augusta Financial, Inc
  • 25129 The Old Road, Suite 350, Santa Clarita, CA, 91381
  • Augusta Financial is a Mortgage Banker & a Mortgage Broker, so we are able to do the easy loans, the complicated loans and sometimes the impossible loans. We are committed to our clients and we will do whatever it takes within the current regulations to make sure our clients get the best rate, with the best service to make their dreams come true.
  • Keystone Financial Services
  • 25375 Playa Serena Drive, Suite 100, Stevenson Ranch, CA, 91381
  • I started my real estate career as a real estate appraiser in 1980. From there I co-founded a real estate research firm for researching commercial real estate sales. I was a founding member of Keystone Financial Services in 1992. With over 20 years of lending experience, I've been through a few industry cycles.
  • Wilak Financial Corporation
  • 11011 Crenshaw Boulevard, Suite 202, Inglewood, CA, 90303
  • Wilak Financial Group is a mortgage and real estate agency in Inglewood, California, with the goal of helping home buyers find practical deals that suit their estate needs. The agency was established in 2005, making our experience, scope, and knowledge of the history and development of the real estate market our edge in the industry
  • Flexi View Lending LLC
  • 2029 Century Park E, Los Angeles, CA, 90067
  • Discover Flexi-View Lending—your trusted financial partner! With a dedicated team led by Jesse Low, we empower clients through personalized lending solutions. Whether you're purchasing a new home or refinancing, our tailor-made services adapt to your financial goals. Contact us at [email protected] for advice that transforms dreams into re
  • Scott Griffin Financial
  • 1999 Avenue of the Stars, Suite 1100, Los Angeles, CA, 90067
  • Scott Griffin Financial Management Solutions specializes in high-end residential mortgages, offering loans in California. The brokerage caters to high-net-worth individuals to offer 'A' Paper Jumbo Loans through concierge-grade, specialized service.Scott Griffin Financial is one of only a small number of brokerages that can offer the patented.
  • Guzzo & Co Inc.
  • 2029 Century Park E, Suite 400 Office 487, Los Angeles, CA, 90067
  • "Led by the Guzzo's family for over five generations in Europe, Guzzo & Co has been primarily associated with merchant activities. Started as an investment company in Italy, Guzzo & Co has expanded its presence in North America with a Mortgage Lending division and continues today to be an active independent investment firm"