FHA VS Conventional loan in Oswego, Oswego County, New York
In 2025, the Conventional loan cap in Oswego, nestled in the county of Oswego, NY, is set at $726,200. On the other hand, the FHA limit for a single-family home is established at $472,030. Recognizing these limits is vital for anyone considering purchasing or refinancing their home, as they determine the scope of financing options available to you.
To assess and compare the best rates available for today's Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. This robust tool helps you decipher the necessary income, credit, reserves, and documentation required for qualifying. By leveraging our advanced calculator, you'll be able to see a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA loans. This comprehensive view allows you to choose the most suitable program in NY tailored to your financial scenario and goals.
Comprehensive Overview of 2025 Loan Limits and Down Payment Requirements in Oswego, Oswego, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 13126, providing critical details relevant to your locale.
Exploring Conventional and FHA Loan Options in Oswego, NY
The goal of Lendersa® is to efficiently connect you with the best available Conventional, USDA, or FHA loans, reducing complexity and speeding up the process. Choose from one of three initial strategies to find matching lenders and suitable loan programs tailored to your needs. This approach streamlines your home financing journey, ensuring that you find a solution that aligns perfectly with your personal homeownership plans.
2126 E Edgewood Dr, Suite 3-4, Lakeland, FL, 33803
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
2000 E Edgewood Dr, Suite 101, Lakeland, FL, 33803
At City State Financial as a licensed Mortgage Broker use direct lenders, banks, credit unions, private lenders, and financial institutions; offering our clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence,
1102 S. Florida Ave. Office 116 and 100B, Lakeland, FL, 33803
At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.We are the Home of Possibility!
"Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs.
In fact, every borrower is different"
2031 E Edgewood Drive, Suite 3, Lakeland, FL, 33803
Florida Mortgage business providing Residential and Commercial mortgages. Flexible programs for flexible borrowers providing Residential and Commercial mortgages. Whether your purchasing a home or purchasing a business, we have a loan for you. FHA, VA, USDA, and conventional loan programs available. We are a true financial services company
17717 Hunting Bow Circle, Suite 101, Lutz, FL, 33558
"All Florida Home Loans offers a wide range of mortgage options to meet your financial needs.
Whether you’re a first-time home buyer, a seasoned investor, interested in cashing out equity,
or venturing into a commercial property, we're here to guide you all the way - drama free."
Innovative Mortgage our goal is to offer you unparalleled service and extremely competitive Florida mortgage rates in minutes. Our wide selection of loan products help us provide the perfect mortgage to fit for your specific Florida home buying or refinance needs. Our mission is to serve our customers with honesty, integrity and competence.
At American Fidelity, we offer exceptional home loans options, large and small business loans, HARP programs and private lending.We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.
