In 2026, the conventional loan limit for a single-family home in Granby, county of Oswego, NY, is set at $726,200, while the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA options, helping you choose the best program in NY for your financial circumstances.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the zip codes: 13069
The aim of Lendersa® is to quickly secure the best available Conventional, USDA, or FHA loans without hassle. Choose one of three pathways to find compatible lenders and loan programs.
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