FHA VS Conventional loan in Wawayanda, Orange County, New York

For the year 2025, the conventional loan limit in Wawayanda, located in Orange county, NY, is $726,525. In contrast, for an FHA loan, the limit for a single-family home is set at $472,030.

Utilize our Lendersa® Conventional loan calculator to do a comprehensive comparison of today's top rates for Conventional vs. FHA vs. USDA loans. Determine the necessary income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA options, helping you select the program best suited to your financial situation within NY.

Explore loan offers from a network of 100 lenders

Detailed loan limits and down payment requirements for 2025 in Wawayanda, Orange county, NY

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

The above comparison is relevant for the following zip codes: 10958, 10973, 10940

Options for Conventional and FHA loans in Wawayanda, NY

The objective at Lendersa® is to help you secure the most suitable Conventional, USDA, or FHA loan quickly and with minimal hassle. You can begin by choosing one of three simple paths that lead to a customized match with lenders and their loan programs.

Results of Lendersa USDA loan request matches


  • Republic State Mortgage Co.
  • 815 Hawthorne Street, Houston, TX, 77006
  • Republic State Mortgage, we believe in building relationships that deliver happiness and fulfill the American Dream. This purpose statement is how we approach each and every one of our customers. Our goal is to deliver you the best home lending options through an experience that leaves you comforted.
  • Victory Home Loans
  • 1840 Acton Highway, Granbury, TX, 76049
  • Victory Home Loans was founded in 1993. Victory Home Loans is a local, family owned and operated mortgage company with YOU in mind. Our goal is to help every home buyer or homeowner win by providing access to home loan options with lower costs, faster closings with an easier and more predictable process.
  • TrinityMortgage
  • 2929 Allen Parkway, Suite 200, Houston, TX, 77019
  • Trinity Financial Enterprises, LLC was established November of 2011, a time when the economy was still recovering from the financial crisis of 2008. We found a way to continue doing business even when being in the mortgage industry was looked down upon because of our predecessors. We did this by showing our clients that we put them first.
  • Noble Home Mortgage LLC
  • 1506 East Winding Way Drive, Building 105, Suite 505, Friendswood, TX, 77546
  • Noble Home Mortgage is a mortgage broker company in Friendswood, TX, dedicated to helping you gain access to the mortgage financing you need. and Noble Home Mortgage is dedicated to finding you not only the best loans for you, but also the right ones. Our service will get you the mortgage you need.
  • PrimeWay Federal Credit Union
  • 12811 Northwest Freeway, Houston, TX, 77040
  • PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength.
  • Hillcrest Capital LLC
  • 7676 Hillmont Street, Suite 105, Houston, TX, 77040
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • NewCity Mortgage
  • 16597 Village Dr, Houston, TX, 77040
  • New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.
  • Texas Family Mortgage
  • 19023 Greenleaf Ridge Ct., Cypress, TX, 77429
  • Texas Family Mortgage, Kevin J. Force, believes in Honesty & Transparency throughout the mortgage process. He takes an educational approach as opposed to a sales approach, stemming from his experience in public service as a Firefighter, United States Marine, and a Police Officer. Kevin believes that by practicing Fair & Honest Lending.