Explore the differences! FHA VS Conventional loan programs in Haviland, Dutchess County, New York

In 2025, Convetional loan limit in Haviland, county of Dutchess, NY is $726,525 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Haviland, county of Dutchess, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 12601, 12538

Conventional and FHA loan options in Haviland, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Wisconsin Medical Credit Union
  • 1677 South Webster Avenue, Green Bay, WI, 54301
  • Wisconsin Medical CU was started by Mr. Leland Clark who had worked with Mrs. Leonard Hearden on Payroll and Personnel at St. Vincent Hospital. Mr. Clark thought a credit union would be a good way for employees to help other employees. A credit union is a not-for-profit organization made up of a group of people who join together to save money.
  • All American Home Lending
  • 433 Main Street, Green Bay, WI, 54301
  • Associated Banc-Corp (NYSE: ASB) has total assets of $34 billion and is Wisconsin’s largest bank holding company. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from more than 200 banking locations serving more than 100 communities
  • Executive Mortgage
  • 909 East Walnut Street, Green Bay, WI, 54301
  • Executive Mortgage is a top rated Wisconsin mortgage lender with years of experience with all types of mortgage loans. We work hard to get our home buyers the lowest current mortgage interest rates available. Whether you are a first time home buyer ready to make the leap to home ownership or an experienced investor.
  • Best REI Funding - Hard Money Lender
  • 563 Hilltop Dr, Green Bay, WI, 54301
  • "Best REI Funding is a Private Money/Hard Money Lender. Our goal is to fund every deal with funds from private individuals or retirement accounts. We believe that people helping people is the best way to run this business. We specialize in Fix & Flip loans, Rental Rehab (Bridge) loans and Transactional Funding."
  • Justin Scott - Executive Mortgage
  • 909 E Walnut St, Green Bay, WI, 54301
  • Justin Scott is your premier mortgage expert located in Green Bay, Wisconsin. Justin offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Green Bay area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan
  • McHenry Savings Bank
  • 353 Bank Drive, McHenry, IL, 60050
  • At MSB we educate and empower our clients so they can go fearlessly forward in their unique financial journey. Our team is committed to understanding your financial needs and objectives so we can craft solutions to meet your transacting, borrowing, and investing needs in a secure, transparent, and cost-effective manner.
  • Inlanta Mortgage - Jesse Koch
  • W239 N3490 Pewaukee Rd, Suite 200, Pewaukee, WI, 53072
  • We’ve always done more at Inlanta Mortgage. We don’t just provide great loans—we strive to make our customers, our employees and our referral partners feel special. Since our start in 1993, we’ve been steadfast in our commitment to always go above and beyond the expected, and to deliver a better, simpler mortgage experience.
  • Commonwealth Mortgage Group
  • 325 Oakton Avenue, Suite 101, Pewaukee, WI, 53072
  • Commonwealth Mortgage Group, assisting clients obtain a mortgage loan is our core business, enabling us to focus on providing every client with outstanding customer service. Our goal is to expedite and streamline your loan process, educate you, customize your loan program to meet your financial goals, and become your mortgage resource for life.