FHA VS Conventional loan in Haviland, Dutchess County, New York
In 2025, the Conventional loan limit for Haviland, situated in the county of Dutchess, NY, is set at $726,525, whereas the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s Conventional loan calculator to compare today's leading rates in Conventional, FHA, and USDA loans. Assess income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in choosing the most suitable program in NY for your financial scenario.
Understanding 2025 Loan Limits and Downpayment Requirements in Haviland, within Dutchess, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,525
3%
USDA
$581,200
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 12601, 12538
Exploring Conventional and FHA Loan Choices in Haviland, NY
Lendersa® strives to offer the best possible Conventional, USDA, or FHA loan options promptly and with ease. Select from three different starting paths that connect you with matching lenders and suitable loan programs.
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