FHA VS Conventional loan programs in Spackenkill, Dutchess County, New York
In 2025, the loan limit for a Conventional loan in Spackenkill, situated in Dutchess county, NY, is $726,525, while the FHA limit is $472,030 for a single-family home.
Leverage the Lendersa® Conventional loan calculator to evaluate the best rates today for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents required for qualification. This sophisticated calculator displays side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, assisting you in deciding which option in NY matches your specific financial needs.
2025 Loan Limits and Down Payment Needs in Spackenkill, Dutchess, NY
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$726,525
3%
USDA
$581,200
0%
FHA
$472,030
3.5%
Note: This table is applicable to the following zip codes: 12603
Options for Conventional and FHA Loans in Spackenkill, NY
Lendersa® aims to quickly connect you with the ideal Conventional, USDA, or FHA loan, ensuring an easy process. Begin by choosing one of the three starting points to find matching lenders and programs.
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