FHA VS Conventional loan programs in Fairview, Dutchess County, New York

In the year 2025, the threshold for a Conventional loan in Fairview, within Dutchess county, NY, is set at $726,525, while the FHA limit for a single-family residence is $472,030.

Make use of the Lendersa® Conventional loan calculator to evaluate today's best rates, comparing Conventional, FHA, and USDA options. Find out the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA, helping you choose the suitable program in NY for your specific financial circumstances.

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Loan limits and down payment requirements for 2025 in Fairview, Dutchess county, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

This comparison table is relevant for the following zip codes: 12601

Available Conventional and FHA loan options in Fairview, NY

The aim of Lendersa® is to secure the most advantageous Conventional, USDA, or FHA loan for you quickly and without complications. Choose from one of three starting points that lead to lender matches and available loan programs.

Results from matching Lendersa USDA loan requests


  • Burke Mortgage
  • 15 Pitkin Street, Manchester, CT, 06040
  • Burke Mortgage Lending LLC by the Connecticut Department of Banking company and owned and operated by John Burke, a Licensed Mortgage Broker and Licensed Loan Officer in Manchester, Connecticut. John Burke will be your dedicated home loan expert and will work alongside you throughout the entire mortgage loan process
  • Cheney Mortgage Inc.
  • 983 Main Street, Manchester, CT, 06040
  • Cheney Mortgage was founded with a combined 50 years of experience. Our mission is Mortgage Lending Made Easy - We believe the mortgage process shouldn’t be difficult and many of the challenges commonly found in the process could be solved by simply managing expectations. Clear communication with trusted professionals have Cheney Mortgage,
  • Homepath Lending llc
  • 227 Rt 206 N, Flanders, NJ, 7836
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Northeast Family Federal Credit Union
  • 233 Main St, Manchester, CT, 06045
  • In 1938 teacher’s starting annual salaries were $1,100, the depression was ending and the war in Europe was beginning. On April 19, 1938 a group of determined Manchester area teachers organized the Manchester Teachers Federal Credit Union, known today as the Northeast Family Federal Credit Union.
  • Omega Financial Services, Inc.
  • 1185 Morris Avenue, Union, NJ, 07083
  • Omega Financial Services, Inc. is a full service, Non-Supervised, Multi-State Direct Residential and Commercial Lender and Wholesaler. With over 25 years of experience, Omega’s goal has been to assist clients in owning a home, acquiring a business, or an investment property by offering a wide array of loan programs and giving attention to detail.
  • PLATINUM MORTGAGE, LLC
  • 1915 Morris Avenue, #2, Union, NJ, 7083
  • At Platinum Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • First New York Federal Credit Union
  • 2 Wall St, Albany, NY, 12205
  • First New York Federal Credit Union, originally Schenectady Teachers Federal Credit Union, was federally chartered in 1937 to serve the teachers of the Schenectady City School district. Today First New York has eight Branch locations and three FNY Express Teller Kiosks, serving over 34, 000 members, and is one of the strongest financial institution
  • CAP COM Federal Credit Union
  • 4 Winners Circle, Albany, NY, 12205
  • CAP COM was first established in 1953 in Albany, N.Y. More than six decades later, CAP COM has grown to more than $2 billion in assets and 12 branch locations. We are member-driven and focused on superior service, convenient products and competitive rates that help our members save money and make life just a little easier