FHA VS Conventional loan programs in Poughkeepsie, Dutchess County, New York

In 2025, the loan limit for Conventional loans in Poughkeepsie, located within Dutchess county, NY, is $726,525. Additionally, for single-family homes, the FHA loan limit is set at $472,030.

Utilize the comprehensive Lendersa® Conventional loan calculator to compare the best rates today between Conventional, FHA, and USDA loans. Discover the necessary income, credit score, reserves, and documents needed for each. Our sophisticated mortgage calculator lays out a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining the most suitable program within NY for your financial scenario.

Explore offers from 100 lenders for comparison

The 2025 Loan Limits and Down Payment Criteria in Poughkeepsie, County Dutchess, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

This comparison table is relevant for ZIP codes: 12601, 12603, 12602

Available Conventional and FHA Loan Options in Poughkeepsie, NY

Lendersa® is committed to facilitating the swift acquisition of the most favorable Conventional, USDA, or FHA loans without any hassle. Choose one of three starting points, each leading to perfectly aligned lender and loan program matches.

Lendersa USDA loan request results and matches


  • Old Republic Mortgage
  • 301 N. Union, Suite B, Newport, WA, 99156
  • Old Republic Mortgage help you obtain and guide you to your goal of homeownership. Old Republic Mortgage is driven by our core values of Respect, Transparency, and Scrappiness. Our game changing loan programs and specialty products create homeownership opportunities in the communities we serve.
  • Day 1 Mortgage
  • 4800 N Scottsdale rd, Suite 3800, Scottsdale, AZ, 85251
  • Day 1 Mortgage is designed to provide a simple and clear path to homeownership by offering a full range of home financing options. And you can rest assured that we’ll provide the best terms possible for your situation. Day 1 Mortgage is committed to making your mortgage application as simple and seamless as possible.
  • The Lending Lady
  • 6200 E Thomas Rd, Suite 202, Scottsdale, AZ, 85251
  • Whether you are looking for a VA loan for a new home purchase in Tucson, refinance a mortgage for your home in Phoenix, or are looking for jumbo mortgage financing for a custom build in Flagstaff, The Lending Lady has the loan program that fits your needs. You only think about home financing a few times in your life
  • Mortgages by Mazzocco Group
  • 8100 E Camelback Rd Lot, Suite 9, Scottsdale, AZ, 85251
  • The Mazzocco Group guides you through every step of the home financing process, working with all parties including the real estate agents, settlement agents, and loan processors to ensure success in closing a smooth transaction for your new home! Exceptional Service: Communication is the key that unlocks success
  • Best Damn Loans, LLC
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Established with one purpose! To serve our clients as a full service, one stop shop for all of your mortgage needs. We specialize in helping our clients identify and secure the Best Damn Loan For each unique situation. Our founder Nicholas Rausch was frustrated with how fragmented the Industry has become.
  • Arizona Lending Group
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Arizona Lending Group specializes in Conventional home loans, VA loans, FHA loans, USDA loans, Jumbo loans, and Reverse Mortgages. We are based in Scottsdale, Arizona and have a passion for customer service. Get pre-approved in minutes and take advantage of our low rates, low fees, and around the clock service.
  • Mizar Commercial LLC
  • 4021 N 75th St, Suite 101, Scottsdale, AZ, 85251
  • When you work with Mizar, you’re working with experienced professionals that know how to properly manage and execute the best and most efficient lending solutions for all types of real estate projects.Real Estate financing isn’t just a one-size-fits-all solution. It takes experience, knowledge, trust, personal attention to detail, and speed.
  • Arnaiz Mortgage LLC
  • 7137 East Rancho Vista Drive, Suite B05, Scottsdale, AZ, 85251
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.