In 2026, the loan limit for Conventional loans in Poughkeepsie, located within Dutchess county, NY, is $726,525. Additionally, for single-family homes, the FHA loan limit is set at $472,030.
Utilize the comprehensive Lendersa® Conventional loan calculator to compare the best rates today between Conventional, FHA, and USDA loans. Discover the necessary income, credit score, reserves, and documents needed for each. Our sophisticated mortgage calculator lays out a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining the most suitable program within NY for your financial scenario.
Explore offers from 100 lenders for comparison
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,525 | 3% |
| USDA | $581,200 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is relevant for ZIP codes: 12601
Lendersa® is committed to facilitating the swift acquisition of the most favorable Conventional, USDA, or FHA loans without any hassle. Choose one of three starting points, each leading to perfectly aligned lender and loan program matches.
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