FHA VS Conventional loan in Poughkeepsie, Dutchess County, New York
In 2025, the loan limit for Conventional loans in Poughkeepsie, located within Dutchess county, NY, is $726,525. Additionally, for single-family homes, the FHA loan limit is set at $472,030.
Utilize the comprehensive Lendersa® Conventional loan calculator to compare the best rates today between Conventional, FHA, and USDA loans. Discover the necessary income, credit score, reserves, and documents needed for each. Our sophisticated mortgage calculator lays out a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining the most suitable program within NY for your financial scenario.
The 2025 Loan Limits and Down Payment Criteria in Poughkeepsie, County Dutchess, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,525
3%
USDA
$581,200
0%
FHA
$472,030
3.5%
This comparison table is relevant for ZIP codes: 12601, 12603, 12602
Available Conventional and FHA Loan Options in Poughkeepsie, NY
Lendersa® is committed to facilitating the swift acquisition of the most favorable Conventional, USDA, or FHA loans without any hassle. Choose one of three starting points, each leading to perfectly aligned lender and loan program matches.
Energy One FCU is a not-for-profit organization invested in the in the mission to helping their members 'Catch their Dreams'. Built on traditional values and offering a full range of financial products and services for individuals, families and businesses. Though we are hold true to the personal feel of credit union banking.
ZFG Mortgage headquartered in Tulsa Oklahoma is commonly recognized as the states premier mortgage lender. ZFG offers FHA, USDA, Conventional and Non-conventional home mortgage loans. Our loan officers have 33 years of mortgage lending experience with wholesale mortgage banks & mortgage lenders and are licensed to close home loans.
AMC’s focus is on creating the very best experience for our clients and our employees during the process of obtaining a home mortgage. As a team, we are committed to creating a referable experience for our clients and referral partners. We place the highest value on our internal and external relationships and are grateful for the reputation.
First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work (or regularly conduct business), worship or attend school in, and businesses and other legal entities located in Tulsa or Creek Counties, Oklahoma. FOKFCU has been serving its members since 1923.
Archer Credit Union is a community credit union offering a full range of personal, agricultural, and commercial financial services. At ACCU, we value people first and trust is traditional. Stop by or give us a call to see how to become a member.Credit Union is a community credit union offering a full range of personal, agricultural,
Red Crown Federal Credit Union received its charter on February 8, 1938, from the Farm Credit Administration under the Federal Credit Union Act. The original ten subscribers applied for an association charter to serve “All employees of the Stanolind Oil & Gas Company in the general office, laboratory, and warehouse, residing in Tulsa, Oklahoma.
Raystar Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage loan
In 1951 Ft. Randall Federal Credit Union was chartered to serve local federal employees of the Pickstown School District, and their immediate family members. Once a member of Ft. Randall Federal Credit Union, you can always be a member, even if you move out of field of membership!
