In 2025, the limit for a conventional loan in Hempstead, located in Nassau county, NY, is $1,089,300. Conversely, the FHA limit for a single-family home is set at $1,089,300.
Take advantage of the Lendersa® Conventional loan calculator to assess the best current rates among Conventional, FHA, and USDA loans, identifying the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the ideal program in NY for your financial needs.
Explore loan offers from 100 diverse lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
The comparison table is applicable to zip codes: 11549, 11530, 11559, 11710, 11714, 11569, 11561, 11563, 11565, 11566, 11793, 11550, 11553, 11552, 11554, 11557, 11556, 11558, 11580, 11581, 11010, 11509, 11096, 11575, 11570, 11520, 11756, 11572, 11590, 11598, 11003, 11001, 11518, 11516, 11510, 11783, 11002, 11531, 11551, 11555, 11571, 11582, 11599
The aim of Lendersa® is to efficiently provide you with the most suitable Conventional, USDA, or FHA loans without any delay. Choose one of three pathways to be matched with lenders and loan programs that fit your needs.
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Bridge Loan Guides
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