FHA VS Conventional loan programs in Garden-City-South, Nassau County, New York

As of 2026, the Conventional loan limit in Garden-City-South, Nassau County, NY, is $970,800. Conversely, the FHA limit for a single-family home is $970,800.

Take advantage of Lendersa®'s Conventional loan calculator to explore today's best rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting the right program in NY that best suits your financial needs.

Review loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Garden-City-South, Nassau, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This comparison table applies to the following zip codes: 11530

Options for Conventional and FHA Loans in Garden-City-South, NY

Lendersa® aims to quickly secure the optimal Conventional, USDA, or FHA loan for you without unnecessary hassle. Choose from one of three starting points to find lenders and loan programs that match your needs.

Results from Lendersa's USDA loan requests and matches


  • kda home financial
  • 4447 E. Broadway Rd, Suite 102, Mesa, AZ, 85206
  • At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.

  • Mesa Mortgage, Inc.
  • 3850 East Baseline Road, Suite 115, Mesa, AZ, 85206
  • "Mesa Mortgage, Inc., was established in June of 1999. We are a family-owned and operated business located in Mesa, Arizona.
    We help individuals and families throughout the state of Arizona secure their loan with the most competitive rates possible. Whether you are purchasing your first home, a vacation home, interested in refinancing your mortga

  • SUN AMERICAN MORTGAGE COMPANY
  • 4140 E. Baseline Rd. Ste 206, Mesa, AZ, 85206
  • Established in 1984, we are a group of mortgage professionals dedicated to helping our clients achieve their real estate and home financing goals. We offer home purchase, refinance, and reverse mortgage services to our clients. If you’re thinking about buying a home or refinancing, we are here to help you!

  • Platinum Mortgage Inc.
  • 352 E Riverside Dr, Suite a-5, Saint George, UT, 84790
  • Platinum Mortgage is a lending company that can shop multiple lenders to get you the best rate. Our Mission is to give you the “Platinum Standard” or service throughout the mortgage process. Provide a variety of mortgage and lending services in the state of Utah. Platinum Mortgage was founded December 21st 2011.

  • Mortgage HQ
  • 3111 East 2890 South, Saint George, UT, 84790
  • Mortgage HQ's key to our success has been a combination of consistently offering the lowest possible rates, responding quickly, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity and look forward to earning your trust.

  • Red Rock Home Loans
  • 169 West 2710 S Circle, Suite 202A, Saint George, UT, 84790
  • We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process.Our goal is to help the you find a loan that fits your unique needs.

  • Interstate Mortgage Service, Inc.
  • 25062 South 190th Street, Queen Creek, AZ, 85142
  • At Interstate Mortgage Service Inc., where we specialize in residential mortgages. At Interstate Mortgage Service Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • X2 Mortgage
  • 3028 E Lakewood St, Mesa, AZ, 85213
  • X2 Mortgage is a wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient, and cost effective for both employees and customers. NMLS#2234467wholesale lender - focusing on providing an exceptional, modern mortgage experience that’s far more informative, efficient