Explore the differences! FHA VS Conventional loan programs in Garden-City-South, Nassau County, New York

As of 2025, the Conventional loan limit in Garden-City-South, Nassau County, NY, is $970,800. Conversely, the FHA limit for a single-family home is $970,800.

Take advantage of Lendersa®'s Conventional loan calculator to explore today's best rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting the right program in NY that best suits your financial needs.

Review loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Garden-City-South, Nassau, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This comparison table applies to the following zip codes: 11530, 11552

Options for Conventional and FHA Loans in Garden-City-South, NY

Lendersa® aims to quickly secure the optimal Conventional, USDA, or FHA loan for you without unnecessary hassle. Choose from one of three starting points to find lenders and loan programs that match your needs.

Results from Lendersa's USDA loan requests and matches


  • Victory Nevada Mortgage LLC
  • 5250 South Virginia St, Suite 360, Reno, NV, 89502
  • Our goal is to deliver the very best mortgage options possible for your specific requirements... no matter the circumstances. To learn more, click on the links to the left. and We are committed to maintaining an effective and efficient organization that is open and responsive to the needs.
  • US Financial, LLC - Mark Lamerdin
  • 1325 Airmotive Way, Suite 175-D, Reno, NV, 89502
  • US Financial is located in Reno, Nevada & has built a strong reputation as an outstanding mortgage company, serving the lending needs of real estate professionals, home builders and helping individuals and families achieve the dream of home ownership throughout Nevada. We understand you have a choice and we want to be your first choice every time.
  • Integrity First Mutual Mortgage LLC
  • 16000 Mill Creek Blvd, Suite 202, Mill Creek, WA, 98012
  • Integrity First Mutual Mortgage is totally committed to providing you with world-class service that is above and beyond expectations. We promise to work with the utmost integrity that is beyond reproach. Our mission is to serve our customers with honesty and competence. Moreover, our decades of experience.
  • Access Business Finance
  • 14205 S.E. 36th Street, Suite 350, Bellevue, WA, 98006
  • Access Business Finance is a U.S. asset-based lender that provides working capital for businesses unable to qualify for traditional bank financing. Our creative asset-based loans, commercial lines of credit, real estate loans and factoring rebuild your business’s financial strength.
  • Homeseed
  • 3633 136th Place SE, Suite 210, Bellevue, WA, 98006
  • Based out of Bellevue (WA), Homeseed was launched in June of 2016 with the goal of creating a mortgage company that would provide clients and partners with a simplified and empowering home lending experience. This early vision attracted some of the best mortgage professionals in the Seattle Market to the Homeseed Lending Team.
  • Megastar Financial Corporation
  • 14205 SE 36th Street, Suite 100, Bellevue, WA, 98006
  • Megastar Financial Corporation is a privately held mortgage banking firm. Our loans are processed, funded and underwritten in house, we are a national approved FHA lender. We pride ourselves on having the best reputation in the industry when it comes to closing loans on time every time. With integrity and accountability our loan officers
  • Best Mortgage
  • 14100 SE 36th St, Suite 200, Bellevue, WA, 98006
  • BestMortgage.com went online in 1995 as one of the very first mortgage company websites in the entire country. We have always been way ahead of the competition. From the very beginning, the hallmark of Best Mortgage® has been "Honest Advice You Can Trust"®. We provide informational mortgage consulations WITHOUT a high pressure- sales pitch.
  • Alkana Investment Enterprise
  • 288 E Highland Ave, San Bernardino, CA, 92404
  • Unlocking opportunities in affordable housing.I specialize in Creative financing solutions that Empower investors and homeowners.By focusing on distressed properties,I provide 100% funding options,Transforming neighborhoods and fostering economic growth.My expertise includes tax optimization,Joint ventures,& collaborations,Ensuring clients maximize