FHA VS Conventional loan in Garden-City, Nassau County, New York

In the year 2025, the Conventional loan limit available in Garden-City, within Nassau county, NY, is $970,800. Meanwhile, the FHA limit for a single-family home amounts to $970,800.

Utilize the Lendersa® Conventional loan calculator to contrast today's premium rates for Conventional, FHA, and USDA loans. Determine the needed income, credit details, reserves, and documents to qualify. This advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA loans, assisting you in identifying which program in NY aligns best with your financial needs.

Review loan proposals from 100 lenders

2025 Loan Limits and Downpayment Requirements in Garden-City, NY

Loan Category Maximum Loan Necessary Downpayment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This comparison table includes the following zip codes: 11530, 11531, 11599

FHA and Conventional Loan Choices in Garden-City, NY

The aim of Lendersa® is to promptly provide you with ideal Conventional, USDA, or FHA loan options with ease. Choose from three starting points designed to coordinate you with suitable lenders and loan solutions.

Explore USDA loan requests and results with Lendersa


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