Explore the differences! FHA VS Conventional loan programs in Henrietta, Monroe County, New York
In the year 2025, within Henrietta, located in the county of Monroe, NY, the Conventional loan limit is set at $726,200. Meanwhile, the FHA loan limit for single-family homes stands at $472,030. These limits are crucial as they can greatly influence your financing options, whether you’re starting a new purchase or refinancing an existing mortgage. Understanding these constraints helps ensure better financial planning and acknowledgment of potential loan qualifications.
The Lendersa® Conventional loan calculator is a robust tool to compare current rates among Conventional, FHA, and USDA loan types. It helps identify the income level, credit score, required reserves, and necessary documents to support qualification. By utilizing this advanced mortgage calculator, one can see Conforming Conventional loans, USDA, FHA, and VA loans presented side by side. This comparative view provides clarity in choosing the most appropriate program in NY, catering to your unique financial needs and long-term homeownership goals.
Exploration of 2025 Loan Limits and Down Payment Requirements in Henrietta, County of Monroe, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table pertains specifically to the following zip codes: 14586, 14623, 14467, 14692, 14694. Understanding these specificities aids in navigating the stipulations for various financing options available to you.
Available Options for Conventional and FHA Loans in Henrietta, NY
The mission at Lendersa® is to connect you swiftly with the most advantageous Conventional, USDA, or FHA loans, minimizing stress and maximizing results. Choose from three initial paths designed to align with lenders and loan packages matching your needs. This strategic approach simplifies the process, making it more straightforward to secure financing that suits your housing plans and future ambitions.
1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
Alabama ONE was chartered in 1951 as the TRW Federal Credit Union. The name was changed to BF Goodrich Employees Federal Credit Union on July 18, 1973, and remained that through many years of growth and prosperity. In early 2001, BF Goodrich Employees Federal Credit Union was granted the status of a Community Credit Union.
"We are a Locally Owned Business offering Home Mortgage Services; We offer programs for New Home Purchase as well as Refinance for existing loans.
Alabama Home Mortgage Loans is a local Mortgage Loan Origination service headquartered in Wetumpka, Alabama.Kim Williams, Senior Mortgage Loan Originator, founded Alabama Home Mortgage Loans in 2014."
Desoto Home Mortgage (Brad Walker) is a LOCALLY OWNED & OPERATED Mortgage Company located in Southaven, MS. (Licensed in Mississippi & Tennessee -NMLS# 1248883) You name it, Desoto Home Mortgage can do it. We have GREAT RATES, and HUNDREDS OF MORTGAGE LOAN PROGRAMS to meet your homeownership needs
BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends & neighbors with courteous, professional banking services maintains. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.
Magnifi Financial is a member-owned financial services cooperative headquartered in Melrose, Minnesota. Magnifi offers a full array of financial products and services including consumer checking, savings, loans, mortgages, credit cards, internet and mobile banking, retirement and financial planning services as well as business accounts and loans.
Central Minnesota Credit Union was built from the ground up by its members since 1939. The credit union was chartered in Melrose under the philosophy of ‘people helping people’. Every member is an owner and dividends are returned through better rates on savings and loans and lower fees.
The First National Bank North has served local communities since 1902 and now serves several Minnesota Communities. At First National Bank North, we are invested in the growth and success of the Minnesota Communities we serve. As we continue to grow and provide the newest features to our customers, whether that be e-statements, mobile banking.
975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
Ever since our founding in 1931, Guthrie County State Bank has combined personal service with the latest in technology to make it easier, safer and more convenient for customers to manage their finances. We continue that tradition in the 21st century with a suite of high-tech products and services.
Lifestyle-Mortgage.com, I believe in providing our clients with the utmost in VALUE. VALUE is not just found in the price you pay for a service, but in the sum total of the service you receive.
By providing the Highest Level of customer SERVICE to our clients we are able to soothe the apprehension of applying for, and your experience with, the
United Prairie was founded in 1973 when James G. Sneer purchased Farmers State Bank of Mountain Lake, also the community he called home. As the years passed and the bank thrived, Mr. Sneer began acquiring other banks and insurance agency offices to build the organization now known as United Prairie
Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.
